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QYLD vs SO: Dividend Comparison 2026

QYLD yields 11.43% · SO yields 3.42% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SO wins by $2.2K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
SO
The Southern Company
3.42%
Share price
$84.20
Annual div
$2.88
5Y div CAGR
3.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.7K
Annual income
$613.85
Full SO calculator →

Portfolio growth — QYLD vs SO

Annual dividend income

MetricQYLDSO
Forward yield11.43%3.42%
Annual dividend / share$1.92$2.88
Payout ratio95%72%
1-year div growth-5.2%3%
5-year div CAGR-2.1%3.1%
Portfolio after 10y$19.5K$21.7K
Annual income after 10y$3,553.75$613.85
Total dividends collected$20.2K$4.7K
Payment frequencymonthlyquarterly
SectorETFUtilities

Year-by-year: QYLD vs SO ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrSO PortfolioSO Income/yrGap
1$10,279$1,118.86$10,833$352.65$554.00SO
2$10,645$1,229.16$11,728$375.81$1.1KSO
3$11,111$1,360.44$12,692$400.29$1.6KSO
4$11,695$1,517.70$13,727$426.14$2.0KSO
5$12,420$1,707.39$14,839$453.42$2.4KSO
6$13,315$1,937.94$16,034$482.21$2.7KSO
7$14,417$2,220.42$17,316$512.58$2.9KSO
8$15,775$2,569.54$18,692$544.59$2.9KSO
9$17,455$3,005.06$20,167$578.32$2.7KSO
10$19,543$3,553.75$21,749$613.85$2.2KSO

QYLD vs SO: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

SOUtilities

Southern Company is a Dividend Aristocrat with 23+ consecutive years of increases. It serves 9M+ customers across Georgia, Alabama, and Mississippi through its regulated electric and gas utilities. Vogtle Unit 4 nuclear plant completion in 2024 adds decades of low-carbon baseload generation capacity.

Full SO Calculator →

Frequently Asked Questions

Is QYLD or SO better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while SO offers 3.42% (2.88/share/year). QYLD provides higher current income. However, SO has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs SO earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. SO pays approximately $342/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $614/year (SO).
Does QYLD or SO pay monthly dividends?
QYLD pays monthly dividends. SO pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.