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QYLD vs SPYD: Dividend Comparison 2026

QYLD yields 11.43% · SPYD yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SPYD wins by $8.5K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
SPYD
SPYD
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPYD calculator →

Portfolio growth — QYLD vs SPYD

Annual dividend income

MetricQYLDSPYD
Forward yield11.43%4.00%
Annual dividend / share$1.92$2.00
Payout ratio95%50%
1-year div growth-5.2%5%
5-year div CAGR-2.1%5%
Portfolio after 10y$19.5K$28.0K
Annual income after 10y$3,553.75$899.19
Total dividends collected$20.2K$6.4K
Payment frequencymonthlyquarterly
SectorETFETF

Year-by-year: QYLD vs SPYD ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrSPYD PortfolioSPYD Income/yrGap
1$10,279$1,118.86$11,120$420.00$841.00SPYD
2$10,645$1,229.16$12,357$458.31$1.7KSPYD
3$11,111$1,360.44$13,721$499.76$2.6KSPYD
4$11,695$1,517.70$15,227$544.58$3.5KSPYD
5$12,420$1,707.39$16,885$593.02$4.5KSPYD
6$13,315$1,937.94$18,713$645.34$5.4KSPYD
7$14,417$2,220.42$20,724$701.81$6.3KSPYD
8$15,775$2,569.54$22,938$762.73$7.2KSPYD
9$17,455$3,005.06$25,372$828.41$7.9KSPYD
10$19,543$3,553.75$28,047$899.19$8.5KSPYD

QYLD vs SPYD: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

SPYDETF

SPYD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPYD shares.

Full SPYD Calculator →

Frequently Asked Questions

Is QYLD or SPYD better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while SPYD offers 4.00% (2.00/share/year). QYLD provides higher current income. However, SPYD has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs SPYD earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. SPYD pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $899/year (SPYD).
Does QYLD or SPYD pay monthly dividends?
QYLD pays monthly dividends. SPYD pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.