Is QYLD or TXN a better dividend investment in 2026?

QYLD currently yields 11.43% with a -2.1% 5-year dividend growth rate. TXN yields 2.82% with 13.1% growth. The better choice depends on your goal: QYLD offers higher current income, while TXN is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between QYLD and TXN?

QYLD has a forward dividend yield of 11.43% (1.92/share annually). TXN yields 2.82% (5.20/share annually). The yield gap is 8.61 percentage points.

How much would $10,000 in QYLD vs TXN pay in dividends per year?

With $10,000 invested: QYLD would pay approximately $1143/year in dividends. TXN would pay approximately $282/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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QYLD vs TXN: Dividend Comparison 2026

Q: Does QYLD or TXN pay monthly dividends?

QYLD pays monthly dividends. TXN pays quarterly dividends. Monthly payers are preferred by investors who want regular cash flow to cover living expenses.

QYLD yields 11.43% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 TXN wins by $820.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

QYLD

Global X Nasdaq 100 Covered Call ETF

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

TXN

Texas Instruments Incorporated

2.82%

Share price

$184.20

Annual div

$5.20

5Y div CAGR

13.1%

Payout ratio

62%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$1,482.81

Full TXN calculator →

Portfolio growth — QYLD vs TXN

Annual dividend income

MetricQYLDTXN

Forward yield	11.43% ✓	2.82%
Annual dividend / share	$1.92	$5.20 ✓
Payout ratio	95%	62% ✓
1-year div growth	-5.2%	4.8% ✓
5-year div CAGR	-2.1%	13.1% ✓
Portfolio after 10y	$19.5K	$20.4K ✓
Annual income after 10y	$3,553.75 ✓	$1,482.81
Total dividends collected	$20.2K ✓	$7.5K
Payment frequency	monthly	quarterly
Sector	ETF	Technology

Year-by-year: QYLD vs TXN ($10,000, DRIP)

Year	QYLD Portfolio	QYLD Income/yr	TXN Portfolio	TXN Income/yr	Gap
1	$10,279	$1,118.86	$10,529	$319.28	$250.00 → TXN
2	$10,645	$1,229.16	$11,123	$372.40	$478.00 → TXN
3	$11,111	$1,360.44	$11,792	$435.78	$681.00 → TXN
4	$11,695	$1,517.70	$12,552	$511.78	$857.00 → TXN
5	$12,420	$1,707.39	$13,419	$603.42	$999.00 → TXN
6	$13,315	$1,937.94	$14,415	$714.61	$1.1K → TXN
7	$14,417	$2,220.42	$15,568	$850.38	$1.2K → TXN
8	$15,775	$2,569.54	$16,912	$1,017.35	$1.1K → TXN
9	$17,455	$3,005.06	$18,492	$1,224.26	$1.0K → TXN
10	$19,543	$3,553.75	$20,363	$1,482.81	$820.00 → TXN

QYLD vs TXN: Complete Analysis 2026

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

TXN — Technology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is QYLD or TXN better for dividend income in 2026?

QYLD currently offers a 11.43% yield (1.92/share/year) while TXN offers 2.82% (5.20/share/year). QYLD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in QYLD vs TXN earn per year?

With $10,000 invested today: QYLD pays approximately $1143/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $1,483/year (TXN).

Does QYLD or TXN pay monthly dividends?

QYLD pays monthly dividends. TXN pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.