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QYLD vs VYM: Dividend Comparison 2026

QYLD yields 11.43% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $11.7K in total portfolio value
10 years
QYLD
Global X Nasdaq 100 Covered Call ETF
11.43%
Share price
$16.80
Annual div
$1.92
5Y div CAGR
-2.1%
Payout ratio
95%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.5K
Annual income
$3,553.75
Full QYLD calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — QYLD vs VYM

Annual dividend income

MetricQYLDVYM
Forward yield11.43%2.91%
Annual dividend / share$1.92$3.44
Payout ratio95%45%
1-year div growth-5.2%6.2%
5-year div CAGR-2.1%7.8%
Portfolio after 10y$19.5K$31.3K
Annual income after 10y$3,553.75$785.17
Total dividends collected$20.2K$5.2K
Payment frequencymonthlyquarterly
SectorETFETF

Year-by-year: QYLD vs VYM ($10,000, DRIP)

YearQYLD PortfolioQYLD Income/yrVYM PortfolioVYM Income/yrGap
1$10,279$1,118.86$11,223$313.20$944.00VYM
2$10,645$1,229.16$12,592$347.33$1.9KVYM
3$11,111$1,360.44$14,123$385.04$3.0KVYM
4$11,695$1,517.70$15,835$426.70$4.1KVYM
5$12,420$1,707.39$17,748$472.73$5.3KVYM
6$13,315$1,937.94$19,887$523.54$6.6KVYM
7$14,417$2,220.42$22,276$579.64$7.9KVYM
8$15,775$2,569.54$24,945$641.54$9.2KVYM
9$17,455$3,005.06$27,925$709.84$10.5KVYM
10$19,543$3,553.75$31,251$785.17$11.7KVYM

QYLD vs VYM: Complete Analysis 2026

QYLDETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is QYLD or VYM better for dividend income in 2026?
QYLD currently offers a 11.43% yield (1.92/share/year) while VYM offers 2.91% (3.44/share/year). QYLD provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in QYLD vs VYM earn per year?
With $10,000 invested today: QYLD pays approximately $1143/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $3,554/year (QYLD) and $785/year (VYM).
Does QYLD or VYM pay monthly dividends?
QYLD pays monthly dividends. VYM pays quarterly dividends. QYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.