HomeCompareRDCT vs VYM

RDCT vs VYM: Dividend Comparison 2026

RDCT yields 4.00% · VYM yields 2.91% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $3.2K in total portfolio value
10 years
RDCT
RDCT
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RDCT calculator →
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →

Portfolio growth — RDCT vs VYM

Annual dividend income

MetricRDCTVYM
Forward yield4.00%2.91%
Annual dividend / share$2.00$3.44
Payout ratio50%45%
1-year div growth5%6.2%
5-year div CAGR5%7.8%
Portfolio after 10y$28.0K$31.3K
Annual income after 10y$899.19$785.17
Total dividends collected$6.4K$5.2K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RDCT vs VYM ($10,000, DRIP)

YearRDCT PortfolioRDCT Income/yrVYM PortfolioVYM Income/yrGap
1$11,120$420.00$11,223$313.20$103.00VYM
2$12,357$458.31$12,592$347.33$235.00VYM
3$13,721$499.76$14,123$385.04$402.00VYM
4$15,227$544.58$15,835$426.70$608.00VYM
5$16,885$593.02$17,748$472.73$863.00VYM
6$18,713$645.34$19,887$523.54$1.2KVYM
7$20,724$701.81$22,276$579.64$1.6KVYM
8$22,938$762.73$24,945$641.54$2.0KVYM
9$25,372$828.41$27,925$709.84$2.6KVYM
10$28,047$899.19$31,251$785.17$3.2KVYM

RDCT vs VYM: Complete Analysis 2026

RDCTStock

RDCT is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RDCT shares.

Full RDCT Calculator →

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

Frequently Asked Questions

Is RDCT or VYM better for dividend income in 2026?
RDCT currently offers a 4.00% yield (2.00/share/year) while VYM offers 2.91% (3.44/share/year). RDCT provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in RDCT vs VYM earn per year?
With $10,000 invested today: RDCT pays approximately $400/year. VYM pays approximately $291/year. With DRIP reinvestment over 10 years, these grow to $899/year (RDCT) and $785/year (VYM).
Does RDCT or VYM pay monthly dividends?
RDCT pays quarterly dividends. VYM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this RDCT vs VYM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

RDCT vs SCHDRDCT vs JEPIRDCT vs ORDCT vs KORDCT vs MAINRDCT vs VIGRDCT vs DGRORDCT vs HDVVYM vs SCHDVYM vs VIGVYM vs DGROVYM vs HDV

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.