HomeCompareRFAMU vs XYLD

RFAMU vs XYLD: Dividend Comparison 2026

RFAMU yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 RFAMU wins by $6.9K in total portfolio value
10 years
RFAMU
RFAMU
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RFAMU calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — RFAMU vs XYLD

Annual dividend income

MetricRFAMUXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: RFAMU vs XYLD ($10,000, DRIP)

YearRFAMU PortfolioRFAMU Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00RFAMU
2$12,357$458.31$11,324$995.47+$1.0KRFAMU
3$13,721$499.76$12,104$1,096.88+$1.6KRFAMU
4$15,227$544.58$12,977$1,212.21+$2.3KRFAMU
5$16,885$593.02$13,958$1,343.80+$2.9KRFAMU
6$18,713$645.34$15,061$1,494.40+$3.7KRFAMU
7$20,724$701.81$16,307$1,667.30+$4.4KRFAMU
8$22,938$762.73$17,717$1,866.48+$5.2KRFAMU
9$25,372$828.41$19,317$2,096.71+$6.1KRFAMU
10$28,047$899.19$21,140$2,363.75+$6.9KRFAMU

RFAMU vs XYLD: Complete Analysis 2026

RFAMUStock

RFAMU is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RFAMU shares.

Full RFAMU Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is RFAMU or XYLD better for dividend income in 2026?
RFAMU currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, RFAMU has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in RFAMU vs XYLD earn per year?
With $10,000 invested today: RFAMU pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (RFAMU) and $2,364/year (XYLD).
Does RFAMU or XYLD pay monthly dividends?
RFAMU pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this RFAMU vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

RFAMU vs SCHDRFAMU vs JEPIRFAMU vs ORFAMU vs KORFAMU vs MAINRFAMU vs QYLDRFAMU vs JEPQRFAMU vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.