HomeCompareROC vs PM

ROC vs PM: Dividend Comparison 2026

ROC yields 4.00% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.0K in total portfolio value
10 years
ROC
ROC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full ROC calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — ROC vs PM

Annual dividend income

MetricROCPM
Forward yield4.00%4.27%
Annual dividend / share$2.00$5.40
Payout ratio50%84%
1-year div growth5%3.9%
5-year div CAGR5%2.8%
Portfolio after 10y$28.0K$42.0K
Annual income after 10y$899.19$721.58
Total dividends collected$6.4K$5.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ROC vs PM ($10,000, DRIP)

YearROC PortfolioROC Income/yrPM PortfolioPM Income/yrGap
1$11,120$420.00$11,679$438.83$559.00PM
2$12,357$458.31$13,596$468.73$1.2KPM
3$13,721$499.76$15,781$499.06$2.1KPM
4$15,227$544.58$18,267$529.79$3.0KPM
5$16,885$593.02$21,093$560.89$4.2KPM
6$18,713$645.34$24,301$592.34$5.6KPM
7$20,724$701.81$27,939$624.14$7.2KPM
8$22,938$762.73$32,059$656.28$9.1KPM
9$25,372$828.41$36,723$688.76$11.4KPM
10$28,047$899.19$41,999$721.58$14.0KPM

ROC vs PM: Complete Analysis 2026

ROCStock

ROC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in ROC shares.

Full ROC Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is ROC or PM better for dividend income in 2026?
ROC currently offers a 4.00% yield (2.00/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, ROC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ROC vs PM earn per year?
With $10,000 invested today: ROC pays approximately $400/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $899/year (ROC) and $722/year (PM).
Does ROC or PM pay monthly dividends?
ROC pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this ROC vs PM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ROC vs SCHDROC vs JEPIROC vs OROC vs KOROC vs MAINROC vs MOROC vs BTIROC vs PEPPM vs MOPM vs BTIPM vs KOPM vs PEP

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.