HomeCompareRTO vs HDV

RTO vs HDV: Dividend Comparison 2026

RTO yields 4.00% · HDV yields 3.70% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 RTO wins by $609.00 in total portfolio value
10 years
RTO
RTO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RTO calculator →
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →

Portfolio growth — RTO vs HDV

Annual dividend income

MetricRTOHDV
Forward yield4.00%3.70%
Annual dividend / share$2.00$4.00
Payout ratio50%55%
1-year div growth5%4.2%
5-year div CAGR5%4.8%
Portfolio after 10y$28.0K$27.4K
Annual income after 10y$899.19$792.81
Total dividends collected$6.4K$5.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: RTO vs HDV ($10,000, DRIP)

YearRTO PortfolioRTO Income/yrHDV PortfolioHDV Income/yrGap
1$11,120$420.00$11,097$387.43+$23.00RTO
2$12,357$458.31$12,306$420.72+$51.00RTO
3$13,721$499.76$13,636$456.52+$85.00RTO
4$15,227$544.58$15,099$495.00+$128.00RTO
5$16,885$593.02$16,708$536.34+$177.00RTO
6$18,713$645.34$18,475$580.73+$238.00RTO
7$20,724$701.81$20,415$628.36+$309.00RTO
8$22,938$762.73$22,544$679.43+$394.00RTO
9$25,372$828.41$24,879$734.17+$493.00RTO
10$28,047$899.19$27,438$792.81+$609.00RTO

RTO vs HDV: Complete Analysis 2026

RTOStock

RTO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RTO shares.

Full RTO Calculator →

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

Frequently Asked Questions

Is RTO or HDV better for dividend income in 2026?
RTO currently offers a 4.00% yield (2.00/share/year) while HDV offers 3.70% (4.00/share/year). RTO provides higher current income. However, RTO has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in RTO vs HDV earn per year?
With $10,000 invested today: RTO pays approximately $400/year. HDV pays approximately $370/year. With DRIP reinvestment over 10 years, these grow to $899/year (RTO) and $793/year (HDV).
Does RTO or HDV pay monthly dividends?
RTO pays quarterly dividends. HDV pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this RTO vs HDV comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

RTO vs SCHDRTO vs JEPIRTO vs ORTO vs KORTO vs MAINRTO vs VYMRTO vs DVYRTO vs SPHDHDV vs SCHDHDV vs VYMHDV vs DVYHDV vs SPHD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.