HomeCompareSMFRF vs XYLD

SMFRF vs XYLD: Dividend Comparison 2026

SMFRF yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SMFRF wins by $6.9K in total portfolio value
10 years
SMFRF
SMFRF
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SMFRF calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SMFRF vs XYLD

Annual dividend income

MetricSMFRFXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMFRF vs XYLD ($10,000, DRIP)

YearSMFRF PortfolioSMFRF Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00SMFRF
2$12,357$458.31$11,324$995.47+$1.0KSMFRF
3$13,721$499.76$12,104$1,096.88+$1.6KSMFRF
4$15,227$544.58$12,977$1,212.21+$2.3KSMFRF
5$16,885$593.02$13,958$1,343.80+$2.9KSMFRF
6$18,713$645.34$15,061$1,494.40+$3.7KSMFRF
7$20,724$701.81$16,307$1,667.30+$4.4KSMFRF
8$22,938$762.73$17,717$1,866.48+$5.2KSMFRF
9$25,372$828.41$19,317$2,096.71+$6.1KSMFRF
10$28,047$899.19$21,140$2,363.75+$6.9KSMFRF

SMFRF vs XYLD: Complete Analysis 2026

SMFRFStock

SMFRF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SMFRF shares.

Full SMFRF Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is SMFRF or XYLD better for dividend income in 2026?
SMFRF currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, SMFRF has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SMFRF vs XYLD earn per year?
With $10,000 invested today: SMFRF pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (SMFRF) and $2,364/year (XYLD).
Does SMFRF or XYLD pay monthly dividends?
SMFRF pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this SMFRF vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SMFRF vs SCHDSMFRF vs JEPISMFRF vs OSMFRF vs KOSMFRF vs MAINSMFRF vs QYLDSMFRF vs JEPQSMFRF vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.