HomeCompareSMG vs XYLD

SMG vs XYLD: Dividend Comparison 2026

SMG yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SMG wins by $6.9K in total portfolio value
10 years
SMG
SMG
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SMG calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SMG vs XYLD

Annual dividend income

MetricSMGXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMG vs XYLD ($10,000, DRIP)

YearSMG PortfolioSMG Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00SMG
2$12,357$458.31$11,324$995.47+$1.0KSMG
3$13,721$499.76$12,104$1,096.88+$1.6KSMG
4$15,227$544.58$12,977$1,212.21+$2.3KSMG
5$16,885$593.02$13,958$1,343.80+$2.9KSMG
6$18,713$645.34$15,061$1,494.40+$3.7KSMG
7$20,724$701.81$16,307$1,667.30+$4.4KSMG
8$22,938$762.73$17,717$1,866.48+$5.2KSMG
9$25,372$828.41$19,317$2,096.71+$6.1KSMG
10$28,047$899.19$21,140$2,363.75+$6.9KSMG

SMG vs XYLD: Complete Analysis 2026

SMGStock

SMG is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SMG shares.

Full SMG Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is SMG or XYLD better for dividend income in 2026?
SMG currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, SMG has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SMG vs XYLD earn per year?
With $10,000 invested today: SMG pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (SMG) and $2,364/year (XYLD).
Does SMG or XYLD pay monthly dividends?
SMG pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this SMG vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SMG vs SCHDSMG vs JEPISMG vs OSMG vs KOSMG vs MAINSMG vs QYLDSMG vs JEPQSMG vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.