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SMIP vs PEP: Dividend Comparison 2026

SMIP yields 4.00% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SMIP wins by $6.5K in total portfolio value
10 years
SMIP
SMIP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SMIP calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — SMIP vs PEP

Annual dividend income

MetricSMIPPEP
Forward yield4.00%3.69%
Annual dividend / share$2.00$5.42
Payout ratio50%72%
1-year div growth5%7.1%
5-year div CAGR5%6.7%
Portfolio after 10y$28.0K$21.5K
Annual income after 10y$899.19$1,034.52
Total dividends collected$6.4K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: SMIP vs PEP ($10,000, DRIP)

YearSMIP PortfolioSMIP Income/yrPEP PortfolioPEP Income/yrGap
1$11,120$420.00$10,734$393.95+$386.00SMIP
2$12,357$458.31$11,535$436.36+$822.00SMIP
3$13,721$499.76$12,411$483.90+$1.3KSMIP
4$15,227$544.58$13,371$537.26+$1.9KSMIP
5$16,885$593.02$14,422$597.26+$2.5KSMIP
6$18,713$645.34$15,578$664.81+$3.1KSMIP
7$20,724$701.81$16,848$740.97+$3.9KSMIP
8$22,938$762.73$18,248$826.99+$4.7KSMIP
9$25,372$828.41$19,793$924.28+$5.6KSMIP
10$28,047$899.19$21,500$1,034.52+$6.5KSMIP

SMIP vs PEP: Complete Analysis 2026

SMIPStock

SMIP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SMIP shares.

Full SMIP Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is SMIP or PEP better for dividend income in 2026?
SMIP currently offers a 4.00% yield (2.00/share/year) while PEP offers 3.69% (5.42/share/year). SMIP provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SMIP vs PEP earn per year?
With $10,000 invested today: SMIP pays approximately $400/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $899/year (SMIP) and $1,035/year (PEP).
Does SMIP or PEP pay monthly dividends?
SMIP pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.