HomeCompareSMR vs XYLD

SMR vs XYLD: Dividend Comparison 2026

SMR yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SMR wins by $6.9K in total portfolio value
10 years
SMR
SMR
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SMR calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — SMR vs XYLD

Annual dividend income

MetricSMRXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: SMR vs XYLD ($10,000, DRIP)

YearSMR PortfolioSMR Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00SMR
2$12,357$458.31$11,324$995.47+$1.0KSMR
3$13,721$499.76$12,104$1,096.88+$1.6KSMR
4$15,227$544.58$12,977$1,212.21+$2.3KSMR
5$16,885$593.02$13,958$1,343.80+$2.9KSMR
6$18,713$645.34$15,061$1,494.40+$3.7KSMR
7$20,724$701.81$16,307$1,667.30+$4.4KSMR
8$22,938$762.73$17,717$1,866.48+$5.2KSMR
9$25,372$828.41$19,317$2,096.71+$6.1KSMR
10$28,047$899.19$21,140$2,363.75+$6.9KSMR

SMR vs XYLD: Complete Analysis 2026

SMRStock

SMR is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SMR shares.

Full SMR Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is SMR or XYLD better for dividend income in 2026?
SMR currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, SMR has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SMR vs XYLD earn per year?
With $10,000 invested today: SMR pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (SMR) and $2,364/year (XYLD).
Does SMR or XYLD pay monthly dividends?
SMR pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this SMR vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SMR vs SCHDSMR vs JEPISMR vs OSMR vs KOSMR vs MAINSMR vs QYLDSMR vs JEPQSMR vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.