HomeCompareSPYD vs MSFT

SPYD vs MSFT: Dividend Comparison 2026

SPYD yields 4.00% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $48.8K in total portfolio value
10 years
SPYD
SPYD
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SPYD calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — SPYD vs MSFT

Annual dividend income

MetricSPYDMSFT
Forward yield4.00%0.72%
Annual dividend / share$2.00$3.00
Payout ratio50%24%
1-year div growth5%10.5%
5-year div CAGR5%10.2%
Portfolio after 10y$28.0K$76.9K
Annual income after 10y$899.19$198.68
Total dividends collected$6.4K$1.3K
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: SPYD vs MSFT ($10,000, DRIP)

YearSPYD PortfolioSPYD Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,120$420.00$12,290$79.62$1.2KMSFT
2$12,357$458.31$15,094$88.32$2.7KMSFT
3$13,721$499.76$18,528$97.90$4.8KMSFT
4$15,227$544.58$22,731$108.46$7.5KMSFT
5$16,885$593.02$27,874$120.09$11.0KMSFT
6$18,713$645.34$34,167$132.92$15.5KMSFT
7$20,724$701.81$41,865$147.05$21.1KMSFT
8$22,938$762.73$51,280$162.62$28.3KMSFT
9$25,372$828.41$62,793$179.77$37.4KMSFT
10$28,047$899.19$76,869$198.68$48.8KMSFT

SPYD vs MSFT: Complete Analysis 2026

SPYDETF

SPYD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPYD shares.

Full SPYD Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is SPYD or MSFT better for dividend income in 2026?
SPYD currently offers a 4.00% yield (2.00/share/year) while MSFT offers 0.72% (3.00/share/year). SPYD provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SPYD vs MSFT earn per year?
With $10,000 invested today: SPYD pays approximately $400/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $899/year (SPYD) and $199/year (MSFT).
Does SPYD or MSFT pay monthly dividends?
SPYD pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this SPYD vs MSFT comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SPYD vs SCHDSPYD vs JEPISPYD vs OSPYD vs KOSPYD vs MAINSPYD vs AAPLSPYD vs AVGOSPYD vs TXNMSFT vs AAPLMSFT vs AVGOMSFT vs TXNMSFT vs CSCO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.