HomeCompareSSM vs ADC

SSM vs ADC: Dividend Comparison 2026

SSM yields 4.00% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SSM wins by $4.5K in total portfolio value
10 years
SSM
SSM
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SSM calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — SSM vs ADC

Annual dividend income

MetricSSMADC
Forward yield4.00%4.39%
Annual dividend / share$2.00$3.00
Payout ratio50%73%
1-year div growth5%2.8%
5-year div CAGR5%5.2%
Portfolio after 10y$28.0K$23.5K
Annual income after 10y$899.19$1,093.74
Total dividends collected$6.4K$7.4K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: SSM vs ADC ($10,000, DRIP)

YearSSM PortfolioSSM Income/yrADC PortfolioADC Income/yrGap
1$11,120$420.00$10,871$461.40+$249.00SSM
2$12,357$458.31$11,824$506.91+$533.00SSM
3$13,721$499.76$12,866$557.16+$855.00SSM
4$15,227$544.58$14,006$612.66+$1.2KSSM
5$16,885$593.02$15,254$674.00+$1.6KSSM
6$18,713$645.34$16,622$741.82+$2.1KSSM
7$20,724$701.81$18,120$816.86+$2.6KSSM
8$22,938$762.73$19,763$899.90+$3.2KSSM
9$25,372$828.41$21,565$991.86+$3.8KSSM
10$28,047$899.19$23,543$1,093.74+$4.5KSSM

SSM vs ADC: Complete Analysis 2026

SSMStock

SSM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SSM shares.

Full SSM Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is SSM or ADC better for dividend income in 2026?
SSM currently offers a 4.00% yield (2.00/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in SSM vs ADC earn per year?
With $10,000 invested today: SSM pays approximately $400/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $899/year (SSM) and $1,094/year (ADC).
Does SSM or ADC pay monthly dividends?
SSM pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this SSM vs ADC comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

SSM vs SCHDSSM vs JEPISSM vs OSSM vs KOSSM vs MAINSSM vs NNNSSM vs EPRTSSM vs FCPTADC vs OADC vs NNNADC vs EPRTADC vs FCPT

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.