HomeCompareSTEM vs MO

STEM vs MO: Dividend Comparison 2026

STEM yields 4.00% · MO yields 9.11% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 STEM wins by $371.00 in total portfolio value
10 years
STEM
STEM
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full STEM calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — STEM vs MO

Annual dividend income

MetricSTEMMO
Forward yield4.00%9.11%
Annual dividend / share$2.00$4.08
Payout ratio50%78%
1-year div growth5%4.1%
5-year div CAGR5%4.3%
Portfolio after 10y$28.0K$27.7K
Annual income after 10y$899.19$4,052.72
Total dividends collected$6.4K$20.9K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: STEM vs MO ($10,000, DRIP)

YearSTEM PortfolioSTEM Income/yrMO PortfolioMO Income/yrGap
1$11,120$420.00$10,740$949.88+$380.00STEM
2$12,357$458.31$11,601$1,086.84+$756.00STEM
3$13,721$499.76$12,608$1,250.75+$1.1KSTEM
4$15,227$544.58$13,792$1,448.20+$1.4KSTEM
5$16,885$593.02$15,190$1,687.69+$1.7KSTEM
6$18,713$645.34$16,851$1,980.28+$1.9KSTEM
7$20,724$701.81$18,838$2,340.48+$1.9KSTEM
8$22,938$762.73$21,230$2,787.44+$1.7KSTEM
9$25,372$828.41$24,130$3,346.72+$1.2KSTEM
10$28,047$899.19$27,676$4,052.72+$371.00STEM

STEM vs MO: Complete Analysis 2026

STEMStock

STEM is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in STEM shares.

Full STEM Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is STEM or MO better for dividend income in 2026?
STEM currently offers a 4.00% yield (2.00/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, STEM has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in STEM vs MO earn per year?
With $10,000 invested today: STEM pays approximately $400/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $899/year (STEM) and $4,053/year (MO).
Does STEM or MO pay monthly dividends?
STEM pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this STEM vs MO comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

STEM vs SCHDSTEM vs JEPISTEM vs OSTEM vs KOSTEM vs MAINSTEM vs PMSTEM vs BTISTEM vs PGMO vs PMMO vs BTIMO vs PGMO vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.