HomeCompareSTI vs XYLD

STI vs XYLD: Dividend Comparison 2026

STI yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 STI wins by $6.9K in total portfolio value
10 years
STI
STI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full STI calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — STI vs XYLD

Annual dividend income

MetricSTIXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: STI vs XYLD ($10,000, DRIP)

YearSTI PortfolioSTI Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00STI
2$12,357$458.31$11,324$995.47+$1.0KSTI
3$13,721$499.76$12,104$1,096.88+$1.6KSTI
4$15,227$544.58$12,977$1,212.21+$2.3KSTI
5$16,885$593.02$13,958$1,343.80+$2.9KSTI
6$18,713$645.34$15,061$1,494.40+$3.7KSTI
7$20,724$701.81$16,307$1,667.30+$4.4KSTI
8$22,938$762.73$17,717$1,866.48+$5.2KSTI
9$25,372$828.41$19,317$2,096.71+$6.1KSTI
10$28,047$899.19$21,140$2,363.75+$6.9KSTI

STI vs XYLD: Complete Analysis 2026

STIStock

STI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in STI shares.

Full STI Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is STI or XYLD better for dividend income in 2026?
STI currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, STI has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in STI vs XYLD earn per year?
With $10,000 invested today: STI pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (STI) and $2,364/year (XYLD).
Does STI or XYLD pay monthly dividends?
STI pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this STI vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

STI vs SCHDSTI vs JEPISTI vs OSTI vs KOSTI vs MAINSTI vs QYLDSTI vs JEPQSTI vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.