HomeCompareTMUSZ vs XYLD

TMUSZ vs XYLD: Dividend Comparison 2026

TMUSZ yields 4.00% · XYLD yields 9.02% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 TMUSZ wins by $6.9K in total portfolio value
10 years
TMUSZ
TMUSZ
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full TMUSZ calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — TMUSZ vs XYLD

Annual dividend income

MetricTMUSZXYLD
Forward yield4.00%9.02%
Annual dividend / share$2.00$3.48
Payout ratio50%90%
1-year div growth5%-2.1%
5-year div CAGR5%0.5%
Portfolio after 10y$28.0K$21.1K
Annual income after 10y$899.19$2,363.75
Total dividends collected$6.4K$15.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: TMUSZ vs XYLD ($10,000, DRIP)

YearTMUSZ PortfolioTMUSZ Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,120$420.00$10,626$906.06+$494.00TMUSZ
2$12,357$458.31$11,324$995.47+$1.0KTMUSZ
3$13,721$499.76$12,104$1,096.88+$1.6KTMUSZ
4$15,227$544.58$12,977$1,212.21+$2.3KTMUSZ
5$16,885$593.02$13,958$1,343.80+$2.9KTMUSZ
6$18,713$645.34$15,061$1,494.40+$3.7KTMUSZ
7$20,724$701.81$16,307$1,667.30+$4.4KTMUSZ
8$22,938$762.73$17,717$1,866.48+$5.2KTMUSZ
9$25,372$828.41$19,317$2,096.71+$6.1KTMUSZ
10$28,047$899.19$21,140$2,363.75+$6.9KTMUSZ

TMUSZ vs XYLD: Complete Analysis 2026

TMUSZStock

TMUSZ is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in TMUSZ shares.

Full TMUSZ Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is TMUSZ or XYLD better for dividend income in 2026?
TMUSZ currently offers a 4.00% yield (2.00/share/year) while XYLD offers 9.02% (3.48/share/year). XYLD provides higher current income. However, TMUSZ has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TMUSZ vs XYLD earn per year?
With $10,000 invested today: TMUSZ pays approximately $400/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $899/year (TMUSZ) and $2,364/year (XYLD).
Does TMUSZ or XYLD pay monthly dividends?
TMUSZ pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this TMUSZ vs XYLD comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

TMUSZ vs SCHDTMUSZ vs JEPITMUSZ vs OTMUSZ vs KOTMUSZ vs MAINTMUSZ vs QYLDTMUSZ vs JEPQTMUSZ vs RYLDXYLD vs QYLDXYLD vs JEPIXYLD vs JEPQXYLD vs RYLD

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.