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TXN vs MSFT: Dividend Comparison 2026

TXN yields 2.82% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $56.5K in total portfolio value
10 years
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — TXN vs MSFT

Annual dividend income

MetricTXNMSFT
Forward yield2.82%0.72%
Annual dividend / share$5.20$3.00
Payout ratio62%24%
1-year div growth4.8%10.5%
5-year div CAGR13.1%10.2%
Portfolio after 10y$20.4K$76.9K
Annual income after 10y$1,482.81$198.68
Total dividends collected$7.5K$1.3K
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology

Year-by-year: TXN vs MSFT ($10,000, DRIP)

YearTXN PortfolioTXN Income/yrMSFT PortfolioMSFT Income/yrGap
1$10,529$319.28$12,290$79.62$1.8KMSFT
2$11,123$372.40$15,094$88.32$4.0KMSFT
3$11,792$435.78$18,528$97.90$6.7KMSFT
4$12,552$511.78$22,731$108.46$10.2KMSFT
5$13,419$603.42$27,874$120.09$14.5KMSFT
6$14,415$714.61$34,167$132.92$19.8KMSFT
7$15,568$850.38$41,865$147.05$26.3KMSFT
8$16,912$1,017.35$51,280$162.62$34.4KMSFT
9$18,492$1,224.26$62,793$179.77$44.3KMSFT
10$20,363$1,482.81$76,869$198.68$56.5KMSFT

TXN vs MSFT: Complete Analysis 2026

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is TXN or MSFT better for dividend income in 2026?
TXN currently offers a 2.82% yield (5.20/share/year) while MSFT offers 0.72% (3.00/share/year). TXN provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in TXN vs MSFT earn per year?
With $10,000 invested today: TXN pays approximately $282/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $1,483/year (TXN) and $199/year (MSFT).
Does TXN or MSFT pay monthly dividends?
TXN pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.