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UMBFO vs O: Dividend Comparison 2026

UMBFO yields 4.00% · O yields 5.97% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 UMBFO wins by $5.3K in total portfolio value
10 years
UMBFO
UMBFO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UMBFO calculator →
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — UMBFO vs O

Annual dividend income

MetricUMBFOO
Forward yield4.00%5.97%
Annual dividend / share$2.00$3.12
Payout ratio50%76%
1-year div growth5%2.8%
5-year div CAGR5%3.2%
Portfolio after 10y$28.0K$22.7K
Annual income after 10y$899.19$1,416.15
Total dividends collected$6.4K$9.6K
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: UMBFO vs O ($10,000, DRIP)

YearUMBFO PortfolioUMBFO Income/yrO PortfolioO Income/yrGap
1$11,120$420.00$10,826$615.65+$294.00UMBFO
2$12,357$458.31$11,727$673.66+$630.00UMBFO
3$13,721$499.76$12,710$737.59+$1.0KUMBFO
4$15,227$544.58$13,785$808.08+$1.4KUMBFO
5$16,885$593.02$14,961$885.87+$1.9KUMBFO
6$18,713$645.34$16,247$971.76+$2.5KUMBFO
7$20,724$701.81$17,655$1,066.66+$3.1KUMBFO
8$22,938$762.73$19,197$1,171.57+$3.7KUMBFO
9$25,372$828.41$20,888$1,287.65+$4.5KUMBFO
10$28,047$899.19$22,743$1,416.15+$5.3KUMBFO

UMBFO vs O: Complete Analysis 2026

UMBFOStock

UMBFO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UMBFO shares.

Full UMBFO Calculator →

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

Frequently Asked Questions

Is UMBFO or O better for dividend income in 2026?
UMBFO currently offers a 4.00% yield (2.00/share/year) while O offers 5.97% (3.12/share/year). O provides higher current income. However, UMBFO has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in UMBFO vs O earn per year?
With $10,000 invested today: UMBFO pays approximately $400/year. O pays approximately $597/year. With DRIP reinvestment over 10 years, these grow to $899/year (UMBFO) and $1,416/year (O).
Does UMBFO or O pay monthly dividends?
UMBFO pays quarterly dividends. O pays monthly dividends. O pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.