HomeCompareUSBC vs PM

USBC vs PM: Dividend Comparison 2026

USBC yields 4.00% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 PM wins by $14.0K in total portfolio value
10 years
USBC
USBC
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USBC calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — USBC vs PM

Annual dividend income

MetricUSBCPM
Forward yield4.00%4.27%
Annual dividend / share$2.00$5.40
Payout ratio50%84%
1-year div growth5%3.9%
5-year div CAGR5%2.8%
Portfolio after 10y$28.0K$42.0K
Annual income after 10y$899.19$721.58
Total dividends collected$6.4K$5.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: USBC vs PM ($10,000, DRIP)

YearUSBC PortfolioUSBC Income/yrPM PortfolioPM Income/yrGap
1$11,120$420.00$11,679$438.83$559.00PM
2$12,357$458.31$13,596$468.73$1.2KPM
3$13,721$499.76$15,781$499.06$2.1KPM
4$15,227$544.58$18,267$529.79$3.0KPM
5$16,885$593.02$21,093$560.89$4.2KPM
6$18,713$645.34$24,301$592.34$5.6KPM
7$20,724$701.81$27,939$624.14$7.2KPM
8$22,938$762.73$32,059$656.28$9.1KPM
9$25,372$828.41$36,723$688.76$11.4KPM
10$28,047$899.19$41,999$721.58$14.0KPM

USBC vs PM: Complete Analysis 2026

USBCStock

USBC is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USBC shares.

Full USBC Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is USBC or PM better for dividend income in 2026?
USBC currently offers a 4.00% yield (2.00/share/year) while PM offers 4.27% (5.40/share/year). PM provides higher current income. However, USBC has grown its dividend faster (5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in USBC vs PM earn per year?
With $10,000 invested today: USBC pays approximately $400/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $899/year (USBC) and $722/year (PM).
Does USBC or PM pay monthly dividends?
USBC pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this USBC vs PM comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

USBC vs SCHDUSBC vs JEPIUSBC vs OUSBC vs KOUSBC vs MAINUSBC vs MOUSBC vs BTIUSBC vs PEPPM vs MOPM vs BTIPM vs KOPM vs PEP

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.