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UTI vs PEP: Dividend Comparison 2026

UTI yields 4.00% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 UTI wins by $6.5K in total portfolio value
10 years
UTI
UTI
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full UTI calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — UTI vs PEP

Annual dividend income

MetricUTIPEP
Forward yield4.00%3.69%
Annual dividend / share$2.00$5.42
Payout ratio50%72%
1-year div growth5%7.1%
5-year div CAGR5%6.7%
Portfolio after 10y$28.0K$21.5K
Annual income after 10y$899.19$1,034.52
Total dividends collected$6.4K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: UTI vs PEP ($10,000, DRIP)

YearUTI PortfolioUTI Income/yrPEP PortfolioPEP Income/yrGap
1$11,120$420.00$10,734$393.95+$386.00UTI
2$12,357$458.31$11,535$436.36+$822.00UTI
3$13,721$499.76$12,411$483.90+$1.3KUTI
4$15,227$544.58$13,371$537.26+$1.9KUTI
5$16,885$593.02$14,422$597.26+$2.5KUTI
6$18,713$645.34$15,578$664.81+$3.1KUTI
7$20,724$701.81$16,848$740.97+$3.9KUTI
8$22,938$762.73$18,248$826.99+$4.7KUTI
9$25,372$828.41$19,793$924.28+$5.6KUTI
10$28,047$899.19$21,500$1,034.52+$6.5KUTI

UTI vs PEP: Complete Analysis 2026

UTIStock

UTI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in UTI shares.

Full UTI Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is UTI or PEP better for dividend income in 2026?
UTI currently offers a 4.00% yield (2.00/share/year) while PEP offers 3.69% (5.42/share/year). UTI provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in UTI vs PEP earn per year?
With $10,000 invested today: UTI pays approximately $400/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $899/year (UTI) and $1,035/year (PEP).
Does UTI or PEP pay monthly dividends?
UTI pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.