HomeCompareVLO vs MSFT

VLO vs MSFT: Dividend Comparison 2026

VLO yields 4.00% · MSFT yields 0.72% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MSFT wins by $48.8K in total portfolio value
10 years
VLO
VLO
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full VLO calculator →
MSFT
Microsoft Corporation
0.72%
Share price
$415.20
Annual div
$3.00
5Y div CAGR
10.2%
Payout ratio
24%
After 10 yrs · $10,000 · DRIP
Portfolio value
$76.9K
Annual income
$198.68
Full MSFT calculator →

Portfolio growth — VLO vs MSFT

Annual dividend income

MetricVLOMSFT
Forward yield4.00%0.72%
Annual dividend / share$2.00$3.00
Payout ratio50%24%
1-year div growth5%10.5%
5-year div CAGR5%10.2%
Portfolio after 10y$28.0K$76.9K
Annual income after 10y$899.19$198.68
Total dividends collected$6.4K$1.3K
Payment frequencyquarterlyquarterly
SectorEnergyTechnology

Year-by-year: VLO vs MSFT ($10,000, DRIP)

YearVLO PortfolioVLO Income/yrMSFT PortfolioMSFT Income/yrGap
1$11,120$420.00$12,290$79.62$1.2KMSFT
2$12,357$458.31$15,094$88.32$2.7KMSFT
3$13,721$499.76$18,528$97.90$4.8KMSFT
4$15,227$544.58$22,731$108.46$7.5KMSFT
5$16,885$593.02$27,874$120.09$11.0KMSFT
6$18,713$645.34$34,167$132.92$15.5KMSFT
7$20,724$701.81$41,865$147.05$21.1KMSFT
8$22,938$762.73$51,280$162.62$28.3KMSFT
9$25,372$828.41$62,793$179.77$37.4KMSFT
10$28,047$899.19$76,869$198.68$48.8KMSFT

VLO vs MSFT: Complete Analysis 2026

VLOEnergy

VLO is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in VLO shares.

Full VLO Calculator →

MSFTTechnology

Microsoft has grown its dividend 10%+ annually for a decade, making it one of the best dividend growth stories in tech. Azure cloud dominance and AI integration (Copilot) drive strong cash generation. Low payout ratio of ~24% means dividends are extremely safe with significant room to grow.

Full MSFT Calculator →

Frequently Asked Questions

Is VLO or MSFT better for dividend income in 2026?
VLO currently offers a 4.00% yield (2.00/share/year) while MSFT offers 0.72% (3.00/share/year). VLO provides higher current income. However, MSFT has grown its dividend faster (10.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VLO vs MSFT earn per year?
With $10,000 invested today: VLO pays approximately $400/year. MSFT pays approximately $72/year. With DRIP reinvestment over 10 years, these grow to $899/year (VLO) and $199/year (MSFT).
Does VLO or MSFT pay monthly dividends?
VLO pays quarterly dividends. MSFT pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this VLO vs MSFT comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

VLO vs SCHDVLO vs JEPIVLO vs OVLO vs KOVLO vs MAINVLO vs AAPLVLO vs AVGOVLO vs TXNMSFT vs AAPLMSFT vs AVGOMSFT vs TXNMSFT vs CSCO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.