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VYM vs ADC: Dividend Comparison 2026

VYM yields 2.91% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.7K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — VYM vs ADC

Annual dividend income

MetricVYMADC
Forward yield2.91%4.39%
Annual dividend / share$3.44$3.00
Payout ratio45%73%
1-year div growth6.2%2.8%
5-year div CAGR7.8%5.2%
Portfolio after 10y$31.3K$23.5K
Annual income after 10y$785.17$1,093.74
Total dividends collected$5.2K$7.4K
Payment frequencyquarterlymonthly
SectorETFREIT

Year-by-year: VYM vs ADC ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrADC PortfolioADC Income/yrGap
1$11,223$313.20$10,871$461.40+$352.00VYM
2$12,592$347.33$11,824$506.91+$768.00VYM
3$14,123$385.04$12,866$557.16+$1.3KVYM
4$15,835$426.70$14,006$612.66+$1.8KVYM
5$17,748$472.73$15,254$674.00+$2.5KVYM
6$19,887$523.54$16,622$741.82+$3.3KVYM
7$22,276$579.64$18,120$816.86+$4.2KVYM
8$24,945$641.54$19,763$899.90+$5.2KVYM
9$27,925$709.84$21,565$991.86+$6.4KVYM
10$31,251$785.17$23,543$1,093.74+$7.7KVYM

VYM vs ADC: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is VYM or ADC better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while ADC offers 4.39% (3.00/share/year). ADC provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs ADC earn per year?
With $10,000 invested today: VYM pays approximately $291/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $1,094/year (ADC).
Does VYM or ADC pay monthly dividends?
VYM pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.