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VYM vs TXN: Dividend Comparison 2026

VYM yields 2.91% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $10.9K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — VYM vs TXN

Annual dividend income

MetricVYMTXN
Forward yield2.91%2.82%
Annual dividend / share$3.44$5.20
Payout ratio45%62%
1-year div growth6.2%4.8%
5-year div CAGR7.8%13.1%
Portfolio after 10y$31.3K$20.4K
Annual income after 10y$785.17$1,482.81
Total dividends collected$5.2K$7.5K
Payment frequencyquarterlyquarterly
SectorETFTechnology

Year-by-year: VYM vs TXN ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrTXN PortfolioTXN Income/yrGap
1$11,223$313.20$10,529$319.28+$694.00VYM
2$12,592$347.33$11,123$372.40+$1.5KVYM
3$14,123$385.04$11,792$435.78+$2.3KVYM
4$15,835$426.70$12,552$511.78+$3.3KVYM
5$17,748$472.73$13,419$603.42+$4.3KVYM
6$19,887$523.54$14,415$714.61+$5.5KVYM
7$22,276$579.64$15,568$850.38+$6.7KVYM
8$24,945$641.54$16,912$1,017.35+$8.0KVYM
9$27,925$709.84$18,492$1,224.26+$9.4KVYM
10$31,251$785.17$20,363$1,482.81+$10.9KVYM

VYM vs TXN: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is VYM or TXN better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while TXN offers 2.82% (5.20/share/year). VYM provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs TXN earn per year?
With $10,000 invested today: VYM pays approximately $291/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $1,483/year (TXN).
Does VYM or TXN pay monthly dividends?
VYM pays quarterly dividends. TXN pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.