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VYM vs VZ: Dividend Comparison 2026

VYM yields 2.91% · VZ yields 6.62% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $15.1K in total portfolio value
10 years
VYM
Vanguard High Dividend Yield ETF
2.91%
Share price
$118.40
Annual div
$3.44
5Y div CAGR
7.8%
Payout ratio
45%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.3K
Annual income
$785.17
Full VYM calculator →
VZ
Verizon Communications
6.62%
Share price
$40.20
Annual div
$2.66
5Y div CAGR
2%
Payout ratio
57%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.2K
Annual income
$1,768.06
Full VZ calculator →

Portfolio growth — VYM vs VZ

Annual dividend income

MetricVYMVZ
Forward yield2.91%6.62%
Annual dividend / share$3.44$2.66
Payout ratio45%57%
1-year div growth6.2%1.9%
5-year div CAGR7.8%2%
Portfolio after 10y$31.3K$16.2K
Annual income after 10y$785.17$1,768.06
Total dividends collected$5.2K$11.1K
Payment frequencyquarterlyquarterly
SectorETFTelecom

Year-by-year: VYM vs VZ ($10,000, DRIP)

YearVYM PortfolioVYM Income/yrVZ PortfolioVZ Income/yrGap
1$11,223$313.20$10,265$674.93+$958.00VYM
2$12,592$347.33$10,581$736.87+$2.0KVYM
3$14,123$385.04$10,955$807.87+$3.2KVYM
4$15,835$426.70$11,395$889.64+$4.4KVYM
5$17,748$472.73$11,913$984.27+$5.8KVYM
6$19,887$523.54$12,518$1,094.38+$7.4KVYM
7$22,276$579.64$13,228$1,223.20+$9.0KVYM
8$24,945$641.54$14,061$1,374.79+$10.9KVYM
9$27,925$709.84$15,039$1,554.25+$12.9KVYM
10$31,251$785.17$16,190$1,768.06+$15.1KVYM

VYM vs VZ: Complete Analysis 2026

VYMETF

VYM tracks the FTSE High Dividend Yield Index, holding ~450 large-cap US companies with above-average dividend yields. With an ultra-low 0.06% expense ratio, it's one of the cheapest dividend ETFs available. Excellent core holding for long-term dividend growth investors seeking broad diversification and reliable income.

Full VYM Calculator →

VZTelecom

Verizon is America's largest wireless carrier by subscribers. The company offers a high current yield with modest dividend growth. Verizon's 5G network rollout and fiber expansion position it for steady cash flows. A defensive income stock with 19+ consecutive years of dividend increases.

Full VZ Calculator →

Frequently Asked Questions

Is VYM or VZ better for dividend income in 2026?
VYM currently offers a 2.91% yield (3.44/share/year) while VZ offers 6.62% (2.66/share/year). VZ provides higher current income. However, VYM has grown its dividend faster (7.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in VYM vs VZ earn per year?
With $10,000 invested today: VYM pays approximately $291/year. VZ pays approximately $662/year. With DRIP reinvestment over 10 years, these grow to $785/year (VYM) and $1,768/year (VZ).
Does VYM or VZ pay monthly dividends?
VYM pays quarterly dividends. VZ pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.