HomeCompareXRP vs PEP

XRP vs PEP: Dividend Comparison 2026

XRP yields 4.00% · PEP yields 3.69% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XRP wins by $6.5K in total portfolio value
10 years
XRP
XRP
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full XRP calculator →
PEP
PepsiCo Inc.
3.69%
Share price
$146.80
Annual div
$5.42
5Y div CAGR
6.7%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.5K
Annual income
$1,034.52
Full PEP calculator →

Portfolio growth — XRP vs PEP

Annual dividend income

MetricXRPPEP
Forward yield4.00%3.69%
Annual dividend / share$2.00$5.42
Payout ratio50%72%
1-year div growth5%7.1%
5-year div CAGR5%6.7%
Portfolio after 10y$28.0K$21.5K
Annual income after 10y$899.19$1,034.52
Total dividends collected$6.4K$6.6K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: XRP vs PEP ($10,000, DRIP)

YearXRP PortfolioXRP Income/yrPEP PortfolioPEP Income/yrGap
1$11,120$420.00$10,734$393.95+$386.00XRP
2$12,357$458.31$11,535$436.36+$822.00XRP
3$13,721$499.76$12,411$483.90+$1.3KXRP
4$15,227$544.58$13,371$537.26+$1.9KXRP
5$16,885$593.02$14,422$597.26+$2.5KXRP
6$18,713$645.34$15,578$664.81+$3.1KXRP
7$20,724$701.81$16,848$740.97+$3.9KXRP
8$22,938$762.73$18,248$826.99+$4.7KXRP
9$25,372$828.41$19,793$924.28+$5.6KXRP
10$28,047$899.19$21,500$1,034.52+$6.5KXRP

XRP vs PEP: Complete Analysis 2026

XRPStock

XRP is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in XRP shares.

Full XRP Calculator →

PEPConsumer Staples

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Full PEP Calculator →

Frequently Asked Questions

Is XRP or PEP better for dividend income in 2026?
XRP currently offers a 4.00% yield (2.00/share/year) while PEP offers 3.69% (5.42/share/year). XRP provides higher current income. However, PEP has grown its dividend faster (6.7% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XRP vs PEP earn per year?
With $10,000 invested today: XRP pays approximately $400/year. PEP pays approximately $369/year. With DRIP reinvestment over 10 years, these grow to $899/year (XRP) and $1,035/year (PEP).
Does XRP or PEP pay monthly dividends?
XRP pays quarterly dividends. PEP pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
📬

Get this XRP vs PEP comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

XRP vs SCHDXRP vs JEPIXRP vs OXRP vs KOXRP vs MAINXRP vs MOXRP vs PMXRP vs GISPEP vs KOPEP vs MOPEP vs PMPEP vs GIS

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.