Is XYLD or DGRO a better dividend investment in 2026?

XYLD currently yields 9.02% with a 0.5% 5-year dividend growth rate. DGRO yields 2.19% with 9.5% growth. The better choice depends on your goal: XYLD offers higher current income, while DGRO is better for long-term compounding. Use the DRIP calculator above to model your specific scenario.

What is the dividend yield difference between XYLD and DGRO?

XYLD has a forward dividend yield of 9.02% (3.48/share annually). DGRO yields 2.19% (1.28/share annually). The yield gap is 6.83 percentage points.

How much would $10,000 in XYLD vs DGRO pay in dividends per year?

With $10,000 invested: XYLD would pay approximately $902/year in dividends. DGRO would pay approximately $219/year. With DRIP reinvestment over 10 years, these amounts grow substantially due to compounding.

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XYLD vs DGRO: Dividend Comparison 2026

XYLD yields 9.02% · DGRO yields 2.19% · See full DRIP projection below

vsEnter any two US tickers

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $13.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XYLD

Global X S&P 500 Covered Call ETF

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

DGRO

iShares Core Dividend Growth ETF

2.19%

Share price

$58.40

Annual div

$1.28

5Y div CAGR

9.5%

Payout ratio

40%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$653.00

Full DGRO calculator →

Portfolio growth — XYLD vs DGRO

Annual dividend income

MetricXYLDDGRO

Forward yield	9.02% ✓	2.19%
Annual dividend / share	$3.48 ✓	$1.28
Payout ratio	90%	40% ✓
1-year div growth	-2.1%	8.8% ✓
5-year div CAGR	0.5%	9.5% ✓
Portfolio after 10y	$21.1K	$34.2K ✓
Annual income after 10y	$2,363.75 ✓	$653.00
Total dividends collected	$15.0K ✓	$4.2K
Payment frequency	monthly	quarterly
Sector	ETF	ETF

Year-by-year: XYLD vs DGRO ($10,000, DRIP)

Year	XYLD Portfolio	XYLD Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1	$10,626	$906.06	$11,320	$240.00	$694.00 → DGRO
2	$11,324	$995.47	$12,811	$268.49	$1.5K → DGRO
3	$12,104	$1,096.88	$14,495	$300.29	$2.4K → DGRO
4	$12,977	$1,212.21	$16,396	$335.78	$3.4K → DGRO
5	$13,958	$1,343.80	$18,542	$375.36	$4.6K → DGRO
6	$15,061	$1,494.40	$20,964	$419.51	$5.9K → DGRO
7	$16,307	$1,667.30	$23,697	$468.75	$7.4K → DGRO
8	$17,717	$1,866.48	$26,780	$523.64	$9.1K → DGRO
9	$19,317	$2,096.71	$30,257	$584.82	$10.9K → DGRO
10	$21,140	$2,363.75	$34,178	$653.00	$13.0K → DGRO

XYLD vs DGRO: Complete Analysis 2026

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

DGRO — ETF

DGRO focuses on US companies with a history of growing dividends, screening for payout ratio sustainability. With 500+ holdings and ultra-low 0.08% expense ratio, it offers broad diversification among dividend growers. One of BlackRock's most popular ETFs for long-term dividend growth investors.

Full DGRO Calculator →

Frequently Asked Questions

Is XYLD or DGRO better for dividend income in 2026?

XYLD currently offers a 9.02% yield (3.48/share/year) while DGRO offers 2.19% (1.28/share/year). XYLD provides higher current income. However, DGRO has grown its dividend faster (9.5% 5Y CAGR), which may lead to better long-term income through compounding.

How much would $10,000 in XYLD vs DGRO earn per year?

With $10,000 invested today: XYLD pays approximately $902/year. DGRO pays approximately $219/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $653/year (DGRO).

Does XYLD or DGRO pay monthly dividends?

XYLD pays monthly dividends. DGRO pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.

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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.