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XYLD vs DUK: Dividend Comparison 2026

XYLD yields 9.02% · DUK yields 3.88% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 DUK wins by $97.00 in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
DUK
Duke Energy Corporation
3.88%
Share price
$108.20
Annual div
$4.20
5Y div CAGR
2.1%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$651.85
Full DUK calculator →

Portfolio growth — XYLD vs DUK

Annual dividend income

MetricXYLDDUK
Forward yield9.02%3.88%
Annual dividend / share$3.48$4.20
Payout ratio90%73%
1-year div growth-2.1%2%
5-year div CAGR0.5%2.1%
Portfolio after 10y$21.1K$21.2K
Annual income after 10y$2,363.75$651.85
Total dividends collected$15.0K$5.2K
Payment frequencymonthlyquarterly
SectorETFUtilities

Year-by-year: XYLD vs DUK ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrDUK PortfolioDUK Income/yrGap
1$10,626$906.06$10,816$396.32$190.00DUK
2$11,324$995.47$11,691$420.03$367.00DUK
3$12,104$1,096.88$12,626$444.84$522.00DUK
4$12,977$1,212.21$13,628$470.77$651.00DUK
5$13,958$1,343.80$14,698$497.85$740.00DUK
6$15,061$1,494.40$15,841$526.13$780.00DUK
7$16,307$1,667.30$17,062$555.63$755.00DUK
8$17,717$1,866.48$18,365$586.39$648.00DUK
9$19,317$2,096.71$19,755$618.45$438.00DUK
10$21,140$2,363.75$21,237$651.85$97.00DUK

XYLD vs DUK: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

DUKUtilities

Duke Energy is one of America's largest electric utilities, serving 8M+ customers across the Southeast and Midwest. A Dividend Aristocrat with 16+ years of consecutive increases. Its regulated business model provides predictable earnings and cash flows, supporting reliable dividend payments regardless of economic conditions.

Full DUK Calculator →

Frequently Asked Questions

Is XYLD or DUK better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while DUK offers 3.88% (4.20/share/year). XYLD provides higher current income. However, DUK has grown its dividend faster (2.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs DUK earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. DUK pays approximately $388/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $652/year (DUK).
Does XYLD or DUK pay monthly dividends?
XYLD pays monthly dividends. DUK pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.