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XYLD vs JNJ: Dividend Comparison 2026

XYLD yields 9.02% · JNJ yields 3.36% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.1K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
JNJ
Johnson & Johnson
3.36%
Share price
$147.50
Annual div
$4.96
5Y div CAGR
5.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.0K
Annual income
$827.78
Full JNJ calculator →

Portfolio growth — XYLD vs JNJ

Annual dividend income

MetricXYLDJNJ
Forward yield9.02%3.36%
Annual dividend / share$3.48$4.96
Payout ratio90%55%
1-year div growth-2.1%4.2%
5-year div CAGR0.5%5.8%
Portfolio after 10y$21.1K$20.0K
Annual income after 10y$2,363.75$827.78
Total dividends collected$15.0K$5.6K
Payment frequencymonthlyquarterly
SectorETFHealthcare

Year-by-year: XYLD vs JNJ ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrJNJ PortfolioJNJ Income/yrGap
1$10,626$906.06$10,676$355.77$50.00JNJ
2$11,324$995.47$11,407$389.39$83.00JNJ
3$12,104$1,096.88$12,198$426.53$94.00JNJ
4$12,977$1,212.21$13,056$467.62$79.00JNJ
5$13,958$1,343.80$13,987$513.12$29.00JNJ
6$15,061$1,494.40$14,998$563.56+$63.00XYLD
7$16,307$1,667.30$16,098$619.52+$209.00XYLD
8$17,717$1,866.48$17,295$681.69+$422.00XYLD
9$19,317$2,096.71$18,599$750.82+$718.00XYLD
10$21,140$2,363.75$20,022$827.78+$1.1KXYLD

XYLD vs JNJ: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

JNJHealthcare

Johnson & Johnson is a Dividend King with 62+ years of consecutive dividend increases. A healthcare conglomerate spanning pharmaceuticals, MedTech, and consumer health. JNJ spun off its consumer segment as Kenvue in 2023, focusing on higher-margin pharma and medical devices.

Full JNJ Calculator →

Frequently Asked Questions

Is XYLD or JNJ better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while JNJ offers 3.36% (4.96/share/year). XYLD provides higher current income. However, JNJ has grown its dividend faster (5.8% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs JNJ earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. JNJ pays approximately $336/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $828/year (JNJ).
Does XYLD or JNJ pay monthly dividends?
XYLD pays monthly dividends. JNJ pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.