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XYLD vs O: Dividend Comparison 2026

XYLD yields 9.02% · O yields 5.97% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $1.6K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — XYLD vs O

Annual dividend income

MetricXYLDO
Forward yield9.02%5.97%
Annual dividend / share$3.48$3.12
Payout ratio90%76%
1-year div growth-2.1%2.8%
5-year div CAGR0.5%3.2%
Portfolio after 10y$21.1K$22.7K
Annual income after 10y$2,363.75$1,416.15
Total dividends collected$15.0K$9.6K
Payment frequencymonthlymonthly
SectorETFREIT

Year-by-year: XYLD vs O ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrO PortfolioO Income/yrGap
1$10,626$906.06$10,826$615.65$200.00O
2$11,324$995.47$11,727$673.66$403.00O
3$12,104$1,096.88$12,710$737.59$606.00O
4$12,977$1,212.21$13,785$808.08$808.00O
5$13,958$1,343.80$14,961$885.87$1.0KO
6$15,061$1,494.40$16,247$971.76$1.2KO
7$16,307$1,667.30$17,655$1,066.66$1.3KO
8$17,717$1,866.48$19,197$1,171.57$1.5KO
9$19,317$2,096.71$20,888$1,287.65$1.6KO
10$21,140$2,363.75$22,743$1,416.15$1.6KO

XYLD vs O: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

Frequently Asked Questions

Is XYLD or O better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while O offers 5.97% (3.12/share/year). XYLD provides higher current income. However, O has grown its dividend faster (3.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs O earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. O pays approximately $597/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $1,416/year (O).
Does XYLD or O pay monthly dividends?
XYLD pays monthly dividends. O pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.