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XYLD vs TXN: Dividend Comparison 2026

XYLD yields 9.02% · TXN yields 2.82% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $777.00 in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
TXN
Texas Instruments Incorporated
2.82%
Share price
$184.20
Annual div
$5.20
5Y div CAGR
13.1%
Payout ratio
62%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.4K
Annual income
$1,482.81
Full TXN calculator →

Portfolio growth — XYLD vs TXN

Annual dividend income

MetricXYLDTXN
Forward yield9.02%2.82%
Annual dividend / share$3.48$5.20
Payout ratio90%62%
1-year div growth-2.1%4.8%
5-year div CAGR0.5%13.1%
Portfolio after 10y$21.1K$20.4K
Annual income after 10y$2,363.75$1,482.81
Total dividends collected$15.0K$7.5K
Payment frequencymonthlyquarterly
SectorETFTechnology

Year-by-year: XYLD vs TXN ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrTXN PortfolioTXN Income/yrGap
1$10,626$906.06$10,529$319.28+$97.00XYLD
2$11,324$995.47$11,123$372.40+$201.00XYLD
3$12,104$1,096.88$11,792$435.78+$312.00XYLD
4$12,977$1,212.21$12,552$511.78+$425.00XYLD
5$13,958$1,343.80$13,419$603.42+$539.00XYLD
6$15,061$1,494.40$14,415$714.61+$646.00XYLD
7$16,307$1,667.30$15,568$850.38+$739.00XYLD
8$17,717$1,866.48$16,912$1,017.35+$805.00XYLD
9$19,317$2,096.71$18,492$1,224.26+$825.00XYLD
10$21,140$2,363.75$20,363$1,482.81+$777.00XYLD

XYLD vs TXN: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

TXNTechnology

Texas Instruments is a semiconductor company with 21+ consecutive years of dividend increases. Its analog and embedded processing chips are used across industrial, automotive, and consumer electronics. TXN's capital management philosophy prioritizes returning all free cash flow to shareholders via dividends and buybacks.

Full TXN Calculator →

Frequently Asked Questions

Is XYLD or TXN better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while TXN offers 2.82% (5.20/share/year). XYLD provides higher current income. However, TXN has grown its dividend faster (13.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs TXN earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. TXN pays approximately $282/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $1,483/year (TXN).
Does XYLD or TXN pay monthly dividends?
XYLD pays monthly dividends. TXN pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.