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XYLD vs VZ: Dividend Comparison 2026

XYLD yields 9.02% · VZ yields 6.62% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $5.0K in total portfolio value
10 years
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →
VZ
Verizon Communications
6.62%
Share price
$40.20
Annual div
$2.66
5Y div CAGR
2%
Payout ratio
57%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.2K
Annual income
$1,768.06
Full VZ calculator →

Portfolio growth — XYLD vs VZ

Annual dividend income

MetricXYLDVZ
Forward yield9.02%6.62%
Annual dividend / share$3.48$2.66
Payout ratio90%57%
1-year div growth-2.1%1.9%
5-year div CAGR0.5%2%
Portfolio after 10y$21.1K$16.2K
Annual income after 10y$2,363.75$1,768.06
Total dividends collected$15.0K$11.1K
Payment frequencymonthlyquarterly
SectorETFTelecom

Year-by-year: XYLD vs VZ ($10,000, DRIP)

YearXYLD PortfolioXYLD Income/yrVZ PortfolioVZ Income/yrGap
1$10,626$906.06$10,265$674.93+$361.00XYLD
2$11,324$995.47$10,581$736.87+$743.00XYLD
3$12,104$1,096.88$10,955$807.87+$1.1KXYLD
4$12,977$1,212.21$11,395$889.64+$1.6KXYLD
5$13,958$1,343.80$11,913$984.27+$2.0KXYLD
6$15,061$1,494.40$12,518$1,094.38+$2.5KXYLD
7$16,307$1,667.30$13,228$1,223.20+$3.1KXYLD
8$17,717$1,866.48$14,061$1,374.79+$3.7KXYLD
9$19,317$2,096.71$15,039$1,554.25+$4.3KXYLD
10$21,140$2,363.75$16,190$1,768.06+$5.0KXYLD

XYLD vs VZ: Complete Analysis 2026

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

VZTelecom

Verizon is America's largest wireless carrier by subscribers. The company offers a high current yield with modest dividend growth. Verizon's 5G network rollout and fiber expansion position it for steady cash flows. A defensive income stock with 19+ consecutive years of dividend increases.

Full VZ Calculator →

Frequently Asked Questions

Is XYLD or VZ better for dividend income in 2026?
XYLD currently offers a 9.02% yield (3.48/share/year) while VZ offers 6.62% (2.66/share/year). XYLD provides higher current income. However, VZ has grown its dividend faster (2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in XYLD vs VZ earn per year?
With $10,000 invested today: XYLD pays approximately $902/year. VZ pays approximately $662/year. With DRIP reinvestment over 10 years, these grow to $2,364/year (XYLD) and $1,768/year (VZ).
Does XYLD or VZ pay monthly dividends?
XYLD pays monthly dividends. VZ pays quarterly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.