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📊 Last 5 Years Performance · Jan 2021 → Today
Real historical prices · DRIP simulation · DCA contributions · Actual dividends paid
⚠️ Starter plan data: history limited to 5 years. Past returns do not guarantee future results.
Jan 2021 → Today · Real adjusted close prices · DRIP enabled
No historical data available
PBF may not have 5 years of trading history, or the FMP Starter plan may not cover this ticker.
Use Forward Calculator →This simulation uses real adjusted close prices from Financial Modeling Prep (sourced from SEC EDGAR and exchange data) starting January 2021. Prices are adjusted for stock splits and dividends.
The DCA (Dollar-Cost Averaging) simulation buys additional shares at the start of each month. The DRIP (Dividend Reinvestment Plan) simulation automatically reinvests dividends into additional shares at the month's price.
Data limited to 5 years (Starter plan). For future projections, use the PBF calculator →
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Past results show what discipline + compounding can do. Now project your future returns — or open an account to start building your position.
Dollar-Cost Averaging (DCA) means investing a fixed amount at regular intervals — regardless of whether the market is up or down. When prices fall, your fixed contribution buys more shares. When prices rise, you buy fewer — but your existing shares are worth more.
Combined with DRIP (Dividend Reinvestment Plan), this creates a self-compounding machine: dividends buy more shares, those shares pay more dividends, which buy even more shares. The backtest above is a real example of this flywheel in action.
"Past performance does not guarantee future results — but disciplined DCA over time has historically smoothed volatility and rewarded patient investors. The worst time to invest was always yesterday; the second-worst time is tomorrow."
For educational purposes only. Not financial advice. Historical simulations use adjusted close prices. Past performance does not guarantee future results. Dividend history may be incomplete for some tickers. Data limited to 5 years on the FMP Starter plan. Full disclaimer →