Home Calculator HDV Dividend Calculator 2026

HDV Dividend DRIP Calculator 2026

3.70% YieldETF🛡 Very Safe (95/100)

iShares Core High Dividend ETF · NYSE

Price: $108.20 · Annual div: $4.00/share · Frequency: quarterly · Payout ratio: 55% · Ex-div: Mar 21, 2026

Annual dividend
$4.00
per share
Forward yield
3.70%
at current price
1Y div growth
+4.2%
CAGR
5Y div growth
+4.8%
CAGR
Payout ratio
55%
Sustainable

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
7.1%
4.8%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$66.07
after 10 years · DRIP ✓
Yield on cost: 7.93%
Annual dividend income
$792.81
after 10 years
Total dividends: $5.7K
Portfolio (DRIP)
$27.4K
Portfolio (no DRIP)
$24.7K
DRIP bonus
+$2.8K
Total return
+174.4%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
195.76$387.43$32.29$11,0973.87%$387
299.15$420.72$35.06$12,3064.21%$808
3102.59$456.52$38.04$13,6364.57%$1,265
4106.07$495.00$41.25$15,0994.95%$1,760
5109.58$536.34$44.70$16,7085.36%$2,296
6113.14$580.73$48.39$18,4755.81%$2,877
7116.73$628.36$52.36$20,4156.28%$3,505
8120.36$679.43$56.62$22,5446.79%$4,185
9124.02$734.17$61.18$24,8797.34%$4,919
10127.71$792.81$66.07$27,4387.93%$5,712

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$104.8K
$226.98/month income
DCA bonus vs no DCA: +$60.4K
📱
Skip one gadget/mo
+$100/mo for 20 years
$142.4K
$277.55/month income
DCA bonus vs no DCA: +$71.7K
🚀
Serious wealth mode
+$500/mo for 25 years
$712.7K
$1,249.12/month income
DCA bonus vs no DCA: +$601.3K

🎯 When HDV pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
✓ Year 9
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your HDV snowball 📈

$10,000 in HDV$27.4K in 10 years · $66.07/month

𝕏 Post on X

About iShares Core High Dividend ETF (HDV) — Dividend Analysis 2026

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Is HDV a good dividend investment in 2026?
HDV offers a 3.70% forward yield with a 55% payout ratio. With a safety score of 95/100, the dividend appears very safe. The 5-year dividend CAGR of 4.8% is modest — investors should weigh current income against growth alternatives.
HDV DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your HDV portfolio grows to $27.4K vs $24.7K without reinvestment — a DRIP bonus of $2.8K. This is the compound interest effect in action.
HDV dividend growth history & forecast
HDV has grown its dividend by 4.2% over the last year and 4.8% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.70% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare HDV with similar stocks

SCHD
3.77% yield
ETF
VYM
2.91% yield
ETF
DVY
4.00% yield
ETF
SPHD
4.00% yield
ETF
FDVV
4.00% yield
ETF
⚖️ Compare HDV vs SCHD
📬

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DRIP + fractional
🔵
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🌍 HDV Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold HDV.

Gross yield
3.70%
Tax rate
15.00%
After-tax yield
3.15%
Real yield (−CPI)
0.35%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%3.70%0.90%$370 / yr
🇺🇸 US Taxable (15%) 15%3.15%0.35%$315 / yr
🇺🇸 US Taxable (20%) 20%2.96%0.16%$296 / yr
🇬🇧 UK ISA 0%3.70%0.90%$370 / yr
🇬🇧 UK Taxable 8.75%3.38%0.58%$338 / yr
🇨🇦 TFSA 0%3.70%0.90%$370 / yr
🇨🇦 CA Taxable 25%2.78%-0.02%$278 / yr
🇦🇺 Super (pension) 15%3.15%0.35%$315 / yr
🇦🇺 AU Taxable 30%2.59%-0.21%$259 / yr
🇩🇪 DE Taxable 26.375%2.72%-0.08%$272 / yr
🇫🇷 FR Taxable 30%2.59%-0.21%$259 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 HDV Income Goal & Break-Even

Dividend Break-Even
20yr
Years for dividends to repay your full HDV investment price of $108.20/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$4.7K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$2.3K
How much do I need to invest in HDV for:
Shares needed
7,059
Capital required
$763,784
Monthly income
$2,000

Based on current dividend of $4.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 HDV Dividend Payment Schedule

HDV pays quarterly — 4 times per year. Next ex-div: Mar 21, 2026.

Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$8.50 / payment
$34.00 / year after tax
100 shares
$85.00 / payment
$340.00 / year after tax
1,000 shares
$850.00 / payment
$3400.00 / year after tax

📊 HDV vs ETF Sector Benchmarks

How HDV compares to typical ETF sector averages.

Dividend YieldHDV: +3.70% vs sector avg 3.50% ✓ Better
HDV━━ ETF avg: 3.50%
5Y Dividend CAGRHDV: +4.80% vs sector avg 8.20% ↓ Below avg
HDV━━ ETF avg: 8.20%
Payout RatioHDV: 55.00% vs sector avg 52.00% ↓ Below avg
HDV━━ ETF avg: 52.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.