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HDV vs SCHD: Dividend Comparison 2026

HDV yields 3.70% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $9.3K in total portfolio value
10 years
HDV
iShares Core High Dividend ETF
3.70%
Share price
$108.20
Annual div
$4.00
5Y div CAGR
4.8%
Payout ratio
55%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.4K
Annual income
$792.81
Full HDV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — HDV vs SCHD

Annual dividend income

MetricHDVSCHD
Forward yield3.70%3.77%
Annual dividend / share$4.00$1.05
Payout ratio55%38%
1-year div growth4.2%5.18%
5-year div CAGR4.8%13.05%
Portfolio after 10y$27.4K$36.7K
Annual income after 10y$792.81$1,925.82
Total dividends collected$5.7K$10.1K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: HDV vs SCHD ($10,000, DRIP)

YearHDV PortfolioHDV Income/yrSCHD PortfolioSCHD Income/yrGap
1$11,097$387.43$11,306$426.37$209.00SCHD
2$12,306$420.72$12,802$500.91$496.00SCHD
3$13,636$456.52$14,518$589.33$882.00SCHD
4$15,099$495.00$16,490$694.43$1.4KSCHD
5$16,708$536.34$18,761$819.56$2.1KSCHD
6$18,475$580.73$21,381$968.84$2.9KSCHD
7$20,415$628.36$24,409$1,147.26$4.0KSCHD
8$22,544$679.43$27,918$1,360.94$5.4KSCHD
9$24,879$734.17$31,993$1,617.39$7.1KSCHD
10$27,438$792.81$36,734$1,925.82$9.3KSCHD

HDV vs SCHD: Complete Analysis 2026

HDVETF

HDV screens for dividend sustainability using Morningstar's economic moat methodology — only companies with wide or narrow moats qualify. Its concentrated portfolio of ~75 holdings represents high-conviction dividend payers in healthcare, energy, and consumer staples. Higher yield than SCHD with similar quality focus.

Full HDV Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is HDV or SCHD better for dividend income in 2026?
HDV currently offers a 3.70% yield (4.00/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HDV vs SCHD earn per year?
With $10,000 invested today: HDV pays approximately $370/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $793/year (HDV) and $1,926/year (SCHD).
Does HDV or SCHD pay monthly dividends?
HDV pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.