Home Calculator JEPQ Dividend Calculator 2026

JEPQ Dividend DRIP Calculator 2026

8.21% YieldETF🛡 Very Safe (85/100)

JPMorgan Nasdaq Equity Premium Income ETF · NASDAQ

Price: $54.80 · Annual div: $4.50/share · Frequency: monthly · Payout ratio: 75% · Ex-div: Mar 28, 2026

Annual dividend
$4.50
per share
Forward yield
8.21%
at current price
1Y div growth
+2.1%
CAGR
5Y div growth
+5%
CAGR
Payout ratio
75%
Monitor closely

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
8.2%
5%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$206.43
after 10 years · DRIP ✓
Yield on cost: 24.77%
Annual dividend income
$2,477.16
after 10 years
Total dividends: $15.6K
Portfolio (DRIP)
$43.2K
Portfolio (no DRIP)
$32.8K
DRIP bonus
+$10.4K
Total return
+332.1%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
1197.02$862.23$71.85$11,6828.62%$862
2212.26$977.48$81.46$13,6189.77%$1,840
3228.19$1,105.73$92.14$15,84011.06%$2,945
4244.81$1,248.14$104.01$18,38712.48%$4,194
5262.11$1,405.99$117.17$21,30114.06%$5,600
6280.08$1,580.62$131.72$24,62815.81%$7,180
7298.72$1,773.47$147.79$28,42117.73%$8,954
8318.02$1,986.07$165.51$32,73819.86%$10,940
9337.95$2,220.06$185.01$37,64222.2%$13,160
10358.50$2,477.16$206.43$43,20624.77%$15,637

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$174.3K
$722.53/month income
DCA bonus vs no DCA: +$90.3K
📱
Skip one gadget/mo
+$100/mo for 20 years
$278.4K
$999.99/month income
DCA bonus vs no DCA: +$121.0K
🚀
Serious wealth mode
+$500/mo for 25 years
$1.42M
$4,428.01/month income
DCA bonus vs no DCA: +$1.14M

🎯 When JEPQ pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
✓ Year 1
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your JEPQ snowball 📈

$10,000 in JEPQ$43.2K in 10 years · $206.43/month

𝕏 Post on X

About JPMorgan Nasdaq Equity Premium Income ETF (JEPQ) — Dividend Analysis 2026

JEPQ applies JEPI's covered call strategy to Nasdaq 100 stocks, providing high monthly income with tech sector exposure. Higher growth potential than JEPI with comparable income. With $15B+ in AUM, it's rapidly becoming a favorite for growth-income hybrid investors.

Is JEPQ a good dividend investment in 2026?
JEPQ offers a 8.21% forward yield with a 75% payout ratio. With a safety score of 85/100, the dividend appears very safe. The 5-year dividend CAGR of 5% demonstrates strong, consistent growth that outpaces inflation.
JEPQ DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your JEPQ portfolio grows to $43.2K vs $32.8K without reinvestment — a DRIP bonus of $10.4K. This is the compound interest effect in action.
JEPQ dividend growth history & forecast
JEPQ has grown its dividend by 2.1% over the last year and 5% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 8.21% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare JEPQ with similar stocks

JEPI
7.21% yield
ETF
XYLD
9.02% yield
ETF
QYLD
11.43% yield
ETF
SCHD
3.77% yield
ETF
VYM
2.91% yield
ETF
⚖️ Compare JEPQ vs JEPI
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🌍 JEPQ Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold JEPQ.

Gross yield
8.21%
Tax rate
15.00%
After-tax yield
6.98%
Real yield (−CPI)
4.18%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%8.21%5.41%$821 / yr
🇺🇸 US Taxable (15%) 15%6.98%4.18%$698 / yr
🇺🇸 US Taxable (20%) 20%6.57%3.77%$657 / yr
🇬🇧 UK ISA 0%8.21%5.41%$821 / yr
🇬🇧 UK Taxable 8.75%7.49%4.69%$749 / yr
🇨🇦 TFSA 0%8.21%5.41%$821 / yr
🇨🇦 CA Taxable 25%6.16%3.36%$616 / yr
🇦🇺 Super (pension) 15%6.98%4.18%$698 / yr
🇦🇺 AU Taxable 30%5.75%2.95%$575 / yr
🇩🇪 DE Taxable 26.375%6.04%3.24%$604 / yr
🇫🇷 FR Taxable 30%5.75%2.95%$575 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 JEPQ Income Goal & Break-Even

Dividend Break-Even
12yr
Years for dividends to repay your full JEPQ investment price of $54.80/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$12.6K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$10.1K
How much do I need to invest in JEPQ for:
Shares needed
6,275
Capital required
$343,870
Monthly income
$2,000

Based on current dividend of $4.50/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 JEPQ Dividend Payment Schedule

JEPQ pays every month — 12 payments per year.

Jan
💰
Feb
💰
Mar
💰
Apr
💰
May
💰
Jun
💰
Jul
💰
Aug
💰
Sep
💰
Oct
💰
Nov
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Dec
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10 shares
$3.19 / payment
$38.25 / year after tax
100 shares
$31.88 / payment
$382.50 / year after tax
1,000 shares
$318.75 / payment
$3825.00 / year after tax

📊 JEPQ vs ETF Sector Benchmarks

How JEPQ compares to typical ETF sector averages.

Dividend YieldJEPQ: +8.21% vs sector avg 3.50% ✓ Better
JEPQ━━ ETF avg: 3.50%
5Y Dividend CAGRJEPQ: +5.00% vs sector avg 8.20% ↓ Below avg
JEPQ━━ ETF avg: 8.20%
Payout RatioJEPQ: 75.00% vs sector avg 52.00% ↓ Below avg
JEPQ━━ ETF avg: 52.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.