Home Calculator MO Dividend Calculator 2026

MO Dividend DRIP Calculator 2026

9.11% YieldConsumer Staples🛡 Very Safe (85/100)

Altria Group Inc. · NYSE

Price: $44.80 · Annual div: $4.08/share · Frequency: quarterly · Payout ratio: 78% · Ex-div: Mar 24, 2026

Annual dividend
$4.08
per share
Forward yield
9.11%
at current price
1Y div growth
+4.1%
CAGR
5Y div growth
+4.3%
CAGR
Payout ratio
78%
Monitor closely

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
-2.1%
4.3%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$337.73
after 10 years · DRIP ✓
Yield on cost: 40.53%
Annual dividend income
$4,052.72
after 10 years
Total dividends: $20.9K
Portfolio (DRIP)
$27.7K
Portfolio (no DRIP)
$19.7K
DRIP bonus
+$8.0K
Total return
+176.8%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
1244.87$949.88$79.16$10,7409.5%$950
2270.18$1,086.84$90.57$11,60110.87%$2,037
3299.94$1,250.75$104.23$12,60812.51%$3,287
4335.13$1,448.20$120.68$13,79214.48%$4,736
5377.02$1,687.69$140.64$15,19016.88%$6,423
6427.22$1,980.28$165.02$16,85119.8%$8,404
7487.83$2,340.48$195.04$18,83823.4%$10,744
8561.57$2,787.44$232.29$21,23027.87%$13,532
9651.99$3,346.72$278.89$24,13033.47%$16,878
10763.84$4,052.72$337.73$27,67640.53%$20,931

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$162.2K
$2,576.40/month income
DCA bonus vs no DCA: +$98.2K
📱
Skip one gadget/mo
+$100/mo for 20 years
$422.2K
$8,592.93/month income
DCA bonus vs no DCA: +$219.9K
🚀
Serious wealth mode
+$500/mo for 25 years
$6.20M
$158,839.24/month income
DCA bonus vs no DCA: +$5.25M

🎯 When MO pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
✓ Year 1
🛒
Gas & groceries
$300/month
✓ Year 10
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your MO snowball 📈

$10,000 in MO$27.7K in 10 years · $337.73/month

𝕏 Post on X

About Altria Group Inc. (MO) — Dividend Analysis 2026

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Is MO a good dividend investment in 2026?
MO offers a 9.11% forward yield with a 78% payout ratio. With a safety score of 85/100, the dividend appears very safe. The 5-year dividend CAGR of 4.3% is modest — investors should weigh current income against growth alternatives.
MO DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your MO portfolio grows to $27.7K vs $19.7K without reinvestment — a DRIP bonus of $8.0K. This is the compound interest effect in action.
MO dividend growth history & forecast
MO has grown its dividend by 4.1% over the last year and 4.3% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 9.11% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare MO with similar stocks

PM
4.27% yield
Consumer Staples
BTI
4.00% yield
Consumer Staples
PG
2.44% yield
Consumer Staples
KO
3.11% yield
Consumer Staples
T
6.24% yield
Telecom
⚖️ Compare MO vs PM
📬

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🌍 MO Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold MO.

Gross yield
9.11%
Tax rate
15.00%
After-tax yield
7.74%
Real yield (−CPI)
4.94%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%9.11%6.31%$911 / yr
🇺🇸 US Taxable (15%) 15%7.74%4.94%$774 / yr
🇺🇸 US Taxable (20%) 20%7.29%4.49%$729 / yr
🇬🇧 UK ISA 0%9.11%6.31%$911 / yr
🇬🇧 UK Taxable 8.75%8.31%5.51%$831 / yr
🇨🇦 TFSA 0%9.11%6.31%$911 / yr
🇨🇦 CA Taxable 25%6.83%4.03%$683 / yr
🇦🇺 Super (pension) 15%7.74%4.94%$774 / yr
🇦🇺 AU Taxable 30%6.38%3.58%$638 / yr
🇩🇪 DE Taxable 26.375%6.71%3.91%$671 / yr
🇫🇷 FR Taxable 30%6.38%3.58%$638 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 MO Income Goal & Break-Even

Dividend Break-Even
11yr
Years for dividends to repay your full MO investment price of $44.80/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$16.2K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$13.8K
How much do I need to invest in MO for:
Shares needed
6,921
Capital required
$310,061
Monthly income
$2,000

Based on current dividend of $4.08/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 MO Dividend Payment Schedule

MO pays quarterly — 4 times per year. Next ex-div: Mar 24, 2026.

Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$8.67 / payment
$34.68 / year after tax
100 shares
$86.70 / payment
$346.80 / year after tax
1,000 shares
$867.00 / payment
$3468.00 / year after tax

📊 MO vs Consumer Staples Sector Benchmarks

How MO compares to typical Consumer Staples sector averages.

Dividend YieldMO: +9.11% vs sector avg 3.10% ✓ Better
MO━━ Consumer Staples avg: 3.10%
5Y Dividend CAGRMO: +4.30% vs sector avg 5.50% ↓ Below avg
MO━━ Consumer Staples avg: 5.50%
Payout RatioMO: 78.00% vs sector avg 58.00% ↓ Below avg
MO━━ Consumer Staples avg: 58.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.