Home Calculator PM Dividend Calculator 2026

PM Dividend DRIP Calculator 2026

4.27% YieldConsumer Staples🛡 Safe (65/100)

Philip Morris International · NYSE

Price: $126.50 · Annual div: $5.40/share · Frequency: quarterly · Payout ratio: 84% · Ex-div: Mar 20, 2026

Annual dividend
$5.40
per share
Forward yield
4.27%
at current price
1Y div growth
+3.9%
CAGR
5Y div growth
+2.8%
CAGR
Payout ratio
84%
Monitor closely

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
12.4%
2.8%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$60.13
after 10 years · DRIP ✓
Yield on cost: 7.22%
Annual dividend income
$721.58
after 10 years
Total dividends: $5.8K
Portfolio (DRIP)
$42.0K
Portfolio (no DRIP)
$37.2K
DRIP bonus
+$4.8K
Total return
+320.0%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
182.14$438.83$36.57$11,6794.39%$439
285.07$468.73$39.06$13,5964.69%$908
387.85$499.06$41.59$15,7814.99%$1,407
490.47$529.79$44.15$18,2675.3%$1,936
592.94$560.89$46.74$21,0935.61%$2,497
695.27$592.34$49.36$24,3015.92%$3,090
797.44$624.14$52.01$27,9396.24%$3,714
899.48$656.28$54.69$32,0596.56%$4,370
9101.38$688.76$57.40$36,7236.89%$5,059
10103.15$721.58$60.13$41,9997.22%$5,780

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$164.8K
$151.96/month income
DCA bonus vs no DCA: +$84.3K
📱
Skip one gadget/mo
+$100/mo for 20 years
$264.0K
$156.36/month income
DCA bonus vs no DCA: +$113.1K
🚀
Serious wealth mode
+$500/mo for 25 years
$1.36M
$516.89/month income
DCA bonus vs no DCA: +$1.08M

🎯 When PM pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
✓ Year 10
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your PM snowball 📈

$10,000 in PM$42.0K in 10 years · $60.13/month

𝕏 Post on X

About Philip Morris International (PM) — Dividend Analysis 2026

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Is PM a good dividend investment in 2026?
PM offers a 4.27% forward yield with a 84% payout ratio. With a safety score of 65/100, the dividend appears safe. The 5-year dividend CAGR of 2.8% is modest — investors should weigh current income against growth alternatives.
PM DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your PM portfolio grows to $42.0K vs $37.2K without reinvestment — a DRIP bonus of $4.8K. This is the compound interest effect in action.
PM dividend growth history & forecast
PM has grown its dividend by 3.9% over the last year and 2.8% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 4.27% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare PM with similar stocks

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⚖️ Compare PM vs MO
📬

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DRIP + fractional
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🌍 PM Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold PM.

Gross yield
4.27%
Tax rate
15.00%
After-tax yield
3.63%
Real yield (−CPI)
0.83%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%4.27%1.47%$427 / yr
🇺🇸 US Taxable (15%) 15%3.63%0.83%$363 / yr
🇺🇸 US Taxable (20%) 20%3.42%0.62%$342 / yr
🇬🇧 UK ISA 0%4.27%1.47%$427 / yr
🇬🇧 UK Taxable 8.75%3.90%1.10%$390 / yr
🇨🇦 TFSA 0%4.27%1.47%$427 / yr
🇨🇦 CA Taxable 25%3.20%0.40%$320 / yr
🇦🇺 Super (pension) 15%3.63%0.83%$363 / yr
🇦🇺 AU Taxable 30%2.99%0.19%$299 / yr
🇩🇪 DE Taxable 26.375%3.14%0.34%$314 / yr
🇫🇷 FR Taxable 30%2.99%0.19%$299 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 PM Income Goal & Break-Even

Dividend Break-Even
21yr
Years for dividends to repay your full PM investment price of $126.50/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$4.8K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$2.3K
How much do I need to invest in PM for:
Shares needed
5,229
Capital required
$661,469
Monthly income
$2,000

Based on current dividend of $5.40/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 PM Dividend Payment Schedule

PM pays quarterly — 4 times per year. Next ex-div: Mar 20, 2026.

Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$11.47 / payment
$45.90 / year after tax
100 shares
$114.75 / payment
$459.00 / year after tax
1,000 shares
$1147.50 / payment
$4590.00 / year after tax

📊 PM vs Consumer Staples Sector Benchmarks

How PM compares to typical Consumer Staples sector averages.

Dividend YieldPM: +4.27% vs sector avg 3.10% ✓ Better
PM━━ Consumer Staples avg: 3.10%
5Y Dividend CAGRPM: +2.80% vs sector avg 5.50% ↓ Below avg
PM━━ Consumer Staples avg: 5.50%
Payout RatioPM: 84.00% vs sector avg 58.00% ↓ Below avg
PM━━ Consumer Staples avg: 58.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.