Home Calculator PEP Dividend Calculator 2026

PEP Dividend DRIP Calculator 2026

3.69% YieldConsumer Staples🛡 Very Safe (85/100)

PepsiCo Inc. · NYSE

Price: $146.80 · Annual div: $5.42/share · Frequency: quarterly · Payout ratio: 72% · Ex-div: Mar 6, 2026

Annual dividend
$5.42
per share
Forward yield
3.69%
at current price
1Y div growth
+7.1%
CAGR
5Y div growth
+6.7%
CAGR
Payout ratio
72%
Monitor closely

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
3.4%
6.7%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$86.21
after 10 years · DRIP ✓
Yield on cost: 10.35%
Annual dividend income
$1,034.52
after 10 years
Total dividends: $6.6K
Portfolio (DRIP)
$21.5K
Portfolio (no DRIP)
$19.3K
DRIP bonus
+$2.2K
Total return
+115.0%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
170.72$393.95$32.83$10,7343.94%$394
273.50$436.36$36.36$11,5354.36%$830
376.48$483.90$40.32$12,4114.84%$1,314
479.68$537.26$44.77$13,3715.37%$1,851
583.12$597.26$49.77$14,4225.97%$2,449
686.83$664.81$55.40$15,5786.65%$3,114
790.82$740.97$61.75$16,8487.41%$3,855
895.13$826.99$68.92$18,2488.27%$4,682
999.79$924.28$77.02$19,7939.24%$5,606
10104.84$1,034.52$86.21$21,50010.35%$6,640

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$87.3K
$406.14/month income
DCA bonus vs no DCA: +$54.0K
📱
Skip one gadget/mo
+$100/mo for 20 years
$120.1K
$647.69/month income
DCA bonus vs no DCA: +$66.1K
🚀
Serious wealth mode
+$500/mo for 25 years
$696.6K
$4,348.52/month income
DCA bonus vs no DCA: +$604.6K

🎯 When PEP pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
✓ Year 7
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your PEP snowball 📈

$10,000 in PEP$21.5K in 10 years · $86.21/month

𝕏 Post on X

About PepsiCo Inc. (PEP) — Dividend Analysis 2026

PepsiCo is a Dividend King with 52+ consecutive years of increases. Its diversified portfolio spans beverages and snacks via brands including Pepsi, Gatorade, Lay's, and Quaker. Snack food exposure provides more stable volumes than pure beverages. International expansion in emerging markets drives long-term growth.

Is PEP a good dividend investment in 2026?
PEP offers a 3.69% forward yield with a 72% payout ratio. With a safety score of 85/100, the dividend appears very safe. The 5-year dividend CAGR of 6.7% demonstrates strong, consistent growth that outpaces inflation.
PEP DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your PEP portfolio grows to $21.5K vs $19.3K without reinvestment — a DRIP bonus of $2.2K. This is the compound interest effect in action.
PEP dividend growth history & forecast
PEP has grown its dividend by 7.1% over the last year and 6.7% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.69% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare PEP with similar stocks

KO
3.11% yield
Consumer Staples
MO
9.11% yield
Consumer Staples
PM
4.27% yield
Consumer Staples
GIS
4.00% yield
Consumer Staples
K
4.00% yield
Consumer Staples
⚖️ Compare PEP vs KO
📬

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🌍 PEP Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold PEP.

Gross yield
3.69%
Tax rate
15.00%
After-tax yield
3.14%
Real yield (−CPI)
0.34%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%3.69%0.89%$369 / yr
🇺🇸 US Taxable (15%) 15%3.14%0.34%$314 / yr
🇺🇸 US Taxable (20%) 20%2.95%0.15%$295 / yr
🇬🇧 UK ISA 0%3.69%0.89%$369 / yr
🇬🇧 UK Taxable 8.75%3.37%0.57%$337 / yr
🇨🇦 TFSA 0%3.69%0.89%$369 / yr
🇨🇦 CA Taxable 25%2.77%-0.03%$277 / yr
🇦🇺 Super (pension) 15%3.14%0.34%$314 / yr
🇦🇺 AU Taxable 30%2.58%-0.22%$258 / yr
🇩🇪 DE Taxable 26.375%2.72%-0.08%$272 / yr
🇫🇷 FR Taxable 30%2.58%-0.22%$258 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 PEP Income Goal & Break-Even

Dividend Break-Even
18yr
Years for dividends to repay your full PEP investment price of $146.80/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$5.5K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$3.0K
How much do I need to invest in PEP for:
Shares needed
5,210
Capital required
$764,828
Monthly income
$2,000

Based on current dividend of $5.42/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 PEP Dividend Payment Schedule

PEP pays quarterly — 4 times per year. Next ex-div: Mar 6, 2026.

Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$11.52 / payment
$46.07 / year after tax
100 shares
$115.17 / payment
$460.70 / year after tax
1,000 shares
$1151.75 / payment
$4607.00 / year after tax

📊 PEP vs Consumer Staples Sector Benchmarks

How PEP compares to typical Consumer Staples sector averages.

Dividend YieldPEP: +3.69% vs sector avg 3.10% ✓ Better
PEP━━ Consumer Staples avg: 3.10%
5Y Dividend CAGRPEP: +6.70% vs sector avg 5.50% ✓ Better
PEP━━ Consumer Staples avg: 5.50%
Payout RatioPEP: 72.00% vs sector avg 58.00% ↓ Below avg
PEP━━ Consumer Staples avg: 58.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.