About American Campus Communities, Inc. (ACC) — Dividend Analysis 2026
American Campus Communities, Inc. is the largest owner, manager and developer of high-quality student housing communities in the United States. The company is a fully integrated, self-managed and self-administered equity real estate investment trust (REIT) with expertise in the design, finance, development, construction management and operational management of student housing properties. As of September 30, 2020, American Campus Communities owned 166 student housing properties containing approximately 111,900 beds. Including its owned and third-party managed properties, ACC's total managed portfolio consisted of 204 properties with approximately 139,900 beds.
Is ACC a good dividend investment in 2026?
ACC offers a 40.94% forward yield with a 50% payout ratio. Strand Safety Score: 78/100 (Safe). The 5-year dividend CAGR of 11.9% demonstrates strong, consistent growth that outpaces inflation.
ACC DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your ACC portfolio grows to $962.3K vs $110.2K without reinvestment. This is the compound interest effect in action.
ACC dividend growth history & forecast
ACC has grown its dividend by 0% over the last year and 11.9% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 40.94%.
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → +0.1B → +0.1B
8 / 30 pts
8/30
Net income is positive but trending down — watch for further deterioration
OVERALL ASSESSMENT
Dividend appears safe — fundamentals solid with moderate concerns.
STRAND SCORE
78
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 ACC Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ACC.
Gross yield
40.94%
Tax rate
15.00%
After-tax yield
34.80%
Real yield (−CPI)
32.00%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
40.94%
38.14%
$4,094 / yr
🇺🇸 US Taxable (15%) ✓
15%
34.80%
32.00%
$3,480 / yr
🇺🇸 US Taxable (20%)
20%
32.75%
29.95%
$3,275 / yr
🇬🇧 UK ISA
0%
40.94%
38.14%
$4,094 / yr
🇬🇧 UK Taxable
8.75%
37.36%
34.56%
$3,736 / yr
🇨🇦 TFSA
0%
40.94%
38.14%
$4,094 / yr
🇨🇦 CA Taxable
25%
30.70%
27.90%
$3,071 / yr
🇦🇺 Super (pension)
15%
34.80%
32.00%
$3,480 / yr
🇦🇺 AU Taxable
30%
28.66%
25.86%
$2,866 / yr
🇩🇪 DE Taxable
26.375%
30.14%
27.34%
$3,014 / yr
🇫🇷 FR Taxable
30%
28.66%
25.86%
$2,866 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ACC Income Goal & Break-Even
Dividend Break-Even
3yr
Years for dividends to fully repay your ACC investment of $65.42/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$466.2K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$463.7K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in ACC for:
Shares needed
1,055
Capital required
$69,018
Monthly income
$2,000
Based on current dividend of $26.78/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ACC Dividend Payment Schedule
ACC pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$56.91 / payment
$227.65 / year after tax
100 shares
$569.13 / payment
$2276.52 / year after tax
1,000 shares
$5691.30 / payment
$22765.21 / year after tax
📊 ACC vs Real Estate Benchmarks
How ACC compares to typical Real Estate averages.
Benchmark: Real Estate
Dividend Yield▲+35.74% vs sectorBetter
ACC
40.94%
avg
5.20%
5Y Dividend CAGR▲+7.80% vs sectorBetter
ACC
11.90%
avg
4.10%
Payout Ratio▲-28.00% vs sectorBetter
ACC
50.00%
avg
78.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ACC sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ACC Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
Insider
Title
Type
Date
Shares
Price
Total Value
Luck Oliver
director:
D-Return
2022-08-09
10,964
—
—
Luck Oliver
director
D-Return
2022-08-09
10,964
$65.47
$717.8K
Beese Jennifer
officer: President, COO
G-Gift
2022-08-09
5,334
—
—
Beese Jennifer
officer: President, COO
D-Return
2022-08-09
124,400.33
$65.47
$8.14M
Beese Jennifer
officer: President, COO
D-Return
2022-08-09
124,400.33
—
—
Voss Kim K
officer: EVP, Chief Accounting Officer
G-Gift
2022-08-09
91
—
—
Voss Kim K
officer: EVP, Chief Accounting Officer
D-Return
2022-08-09
58,388.34
$65.47
$3.82M
Voss Kim K
officer: EVP, Chief Accounting Officer
D-Return
2022-08-09
4,604
—
—
Voss Kim K
officer: EVP, Chief Accounting Officer
D-Return
2022-08-09
4,604
$65.47
$301.4K
Ledbetter Lonnie Marietta
officer: EVP, Chief Purpose & Inclusion
D-Return
2022-08-09
23,342.77
—
—
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
🎯
Analyst Price Target
Wall Street consensus
Current Price
$65.42
Analyst Target
$65.49
Upside / Downside
+0.1%
Range
$65.47 – $65.50
💡 If ACC reaches the analyst target of $65.49, investors buying today at $65.42 would see an effective yield of 40.90% on shares purchased at target price — vs 40.94% at current price.
Analyst consensus price target via FMP. Not a guarantee of future performance. Past analyst accuracy varies.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ACC dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →