Home Calculator CSCO Dividend Calculator 2026

CSCO Dividend DRIP Calculator 2026

2.85% YieldTechnology🛡 Very Safe (100/100)

Cisco Systems Inc. · NASDAQ

Price: $56.20 · Annual div: $1.60/share · Frequency: quarterly · Payout ratio: 48% · Ex-div: Jan 3, 2026

Annual dividend
$1.60
per share
Forward yield
2.85%
at current price
1Y div growth
+2.5%
CAGR
5Y div growth
+3.8%
CAGR
Payout ratio
48%
Sustainable

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
2.1%
3.8%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$45.32
after 10 years · DRIP ✓
Yield on cost: 5.44%
Annual dividend income
$543.86
after 10 years
Total dividends: $4.1K
Portfolio (DRIP)
$16.7K
Portfolio (no DRIP)
$15.8K
DRIP bonus
+$913.80
Total return
+67.4%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
1183.09$295.52$24.63$10,5062.96%$296
2188.47$315.62$26.30$11,0423.16%$611
3194.11$337.26$28.11$11,6113.37%$948
4200.02$360.55$30.05$12,2153.61%$1,309
5206.20$385.63$32.14$12,8573.86%$1,695
6212.68$412.66$34.39$13,5404.13%$2,107
7219.48$441.81$36.82$14,2664.42%$2,549
8226.61$473.25$39.44$15,0394.73%$3,022
9234.10$507.19$42.27$15,8625.07%$3,529
10241.96$543.86$45.32$16,7395.44%$4,073

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$63.9K
$187.36/month income
DCA bonus vs no DCA: +$41.8K
📱
Skip one gadget/mo
+$100/mo for 20 years
$73.9K
$234.75/month income
DCA bonus vs no DCA: +$44.4K
🚀
Serious wealth mode
+$500/mo for 25 years
$377.5K
$1,297.49/month income
DCA bonus vs no DCA: +$337.2K

🎯 When CSCO pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
Increase investment or time
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your CSCO snowball 📈

$10,000 in CSCO$16.7K in 10 years · $45.32/month

𝕏 Post on X

About Cisco Systems Inc. (CSCO) — Dividend Analysis 2026

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Is CSCO a good dividend investment in 2026?
CSCO offers a 2.85% forward yield with a 48% payout ratio. With a safety score of 100/100, the dividend appears very safe. The 5-year dividend CAGR of 3.8% is modest — investors should weigh current income against growth alternatives.
CSCO DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CSCO portfolio grows to $16.7K vs $15.8K without reinvestment — a DRIP bonus of $913.80. This is the compound interest effect in action.
CSCO dividend growth history & forecast
CSCO has grown its dividend by 2.5% over the last year and 3.8% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 2.85% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare CSCO with similar stocks

IBM
3.06% yield
Technology
MSFT
0.72% yield
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ORCL
4.00% yield
Technology
HPQ
4.00% yield
Technology
JNPR
4.00% yield
Technology
⚖️ Compare CSCO vs IBM
📬

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🌍 CSCO Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold CSCO.

Gross yield
2.85%
Tax rate
15.00%
After-tax yield
2.42%
Real yield (−CPI)
-0.38%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%2.85%0.05%$285 / yr
🇺🇸 US Taxable (15%) 15%2.42%-0.38%$242 / yr
🇺🇸 US Taxable (20%) 20%2.28%-0.52%$228 / yr
🇬🇧 UK ISA 0%2.85%0.05%$285 / yr
🇬🇧 UK Taxable 8.75%2.60%-0.20%$260 / yr
🇨🇦 TFSA 0%2.85%0.05%$285 / yr
🇨🇦 CA Taxable 25%2.14%-0.66%$214 / yr
🇦🇺 Super (pension) 15%2.42%-0.38%$242 / yr
🇦🇺 AU Taxable 30%1.99%-0.80%$200 / yr
🇩🇪 DE Taxable 26.375%2.10%-0.70%$210 / yr
🇫🇷 FR Taxable 30%1.99%-0.80%$200 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 CSCO Income Goal & Break-Even

Dividend Break-Even
26yr
Years for dividends to repay your full CSCO investment price of $56.20/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$3.4K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$913.69
How much do I need to invest in CSCO for:
Shares needed
17,648
Capital required
$991,818
Monthly income
$2,000

Based on current dividend of $1.60/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 CSCO Dividend Payment Schedule

CSCO pays quarterly — 4 times per year. Next ex-div: Jan 3, 2026.

Jan
💰
Feb
Mar
Apr
💰
May
Jun
Jul
💰
Aug
Sep
Oct
💰
Nov
Dec
10 shares
$3.40 / payment
$13.60 / year after tax
100 shares
$34.00 / payment
$136.00 / year after tax
1,000 shares
$340.00 / payment
$1360.00 / year after tax

📊 CSCO vs Technology Sector Benchmarks

How CSCO compares to typical Technology sector averages.

Dividend YieldCSCO: +2.85% vs sector avg 1.40% ✓ Better
CSCO━━ Technology avg: 1.40%
5Y Dividend CAGRCSCO: +3.80% vs sector avg 9.40% ↓ Below avg
CSCO━━ Technology avg: 9.40%
Payout RatioCSCO: 48.00% vs sector avg 58.00% ✓ Better
CSCO━━ Technology avg: 58.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.