About Chartwell Retirement Residences (CWSRF) — Dividend Analysis 2026
Chartwell is an unincorporated, open-ended real estate trust which indirectly owns and operates a complete range of seniors housing communities, from independent supportive living through assisted living to long term care. It is the largest operator in the Canadian seniors living sector with over 200 quality retirement communities in four provinces including properties under development. Chartwell is committed to its vision of Making People's Lives BETTER and to providing a happier, healthier and more fulfilling life experience for its residents.
Is CWSRF a good dividend investment in 2026?
CWSRF offers a 3.14% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 5.2% demonstrates strong, consistent growth that outpaces inflation.
CWSRF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your CWSRF portfolio grows to $78.6K vs $71.5K without reinvestment. This is the compound interest effect in action.
CWSRF dividend growth history & forecast
CWSRF has grown its dividend by 0% over the last year and 5.2% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.14%.
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → +0.0B → +0.1B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 CWSRF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold CWSRF.
Gross yield
3.14%
Tax rate
15.00%
After-tax yield
2.67%
Real yield (−CPI)
-0.13%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.14%
0.34%
$314 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.67%
-0.13%
$267 / yr
🇺🇸 US Taxable (20%)
20%
2.51%
-0.29%
$251 / yr
🇬🇧 UK ISA
0%
3.14%
0.34%
$314 / yr
🇬🇧 UK Taxable
8.75%
2.87%
0.07%
$287 / yr
🇨🇦 TFSA
0%
3.14%
0.34%
$314 / yr
🇨🇦 CA Taxable
25%
2.35%
-0.44%
$236 / yr
🇦🇺 Super (pension)
15%
2.67%
-0.13%
$267 / yr
🇦🇺 AU Taxable
30%
2.20%
-0.60%
$220 / yr
🇩🇪 DE Taxable
26.375%
2.31%
-0.49%
$231 / yr
🇫🇷 FR Taxable
30%
2.20%
-0.60%
$220 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 CWSRF Income Goal & Break-Even
Dividend Break-Even
22yr
Years for dividends to fully repay your CWSRF investment of $14.05/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$3.9K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$1.4K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in CWSRF for:
Shares needed
63,939
Capital required
$898,343
Monthly income
$2,000
Based on current dividend of $0.44/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 CWSRF Dividend Payment Schedule
CWSRF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.94 / payment
$3.75 / year after tax
100 shares
$9.38 / payment
$37.54 / year after tax
1,000 shares
$93.84 / payment
$375.36 / year after tax
📊 CWSRF vs Real Estate Benchmarks
How CWSRF compares to typical Real Estate averages.
Benchmark: Real Estate
Dividend Yield▼-2.06% vs sectorBelow avg
CWSRF
3.14%
avg
5.20%
5Y Dividend CAGR▲+1.10% vs sectorBetter
CWSRF
5.20%
avg
4.10%
Payout Ratio▲-28.00% vs sectorBetter
CWSRF
50.00%
avg
78.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for CWSRF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ CWSRF Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-05-07(in 36 days)
🔬
Financial Health Scores
Altman Z-Score
0.78
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
6/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the CWSRF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →