About EFG International AG (EFGIF) — Dividend Analysis 2026
EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services. It offers investment solutions, including discretionary mandates, structured products, trading services, and Islamic solutions; wealth and trust services; credit and financing services, such as property and investment finance; and eBanking services, including mobile banking and security services. The company also provides other banking services consisting of custody, foreign exchange and treasury, and trading services, as well as accounts and cards; and supports independent asset managers to set up private label funds. It operates in Europe, Asia Pacific, the Americas, and the Middle East. EFG International AG was founded in 1995 and is headquartered in Zurich, Switzerland.
Is EFGIF a good dividend investment in 2026?
EFGIF offers a 3.30% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 96% demonstrates strong, consistent growth that outpaces inflation.
EFGIF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your EFGIF portfolio grows to $13.70M vs $10.80M without reinvestment. This is the compound interest effect in action.
EFGIF dividend growth history & forecast
EFGIF has grown its dividend by 0% over the last year and 96% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 3.30%.
Company generates negative FCF ($-1.4B) — borrowing to pay dividends
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.3B → +0.3B → +0.3B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 EFGIF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold EFGIF.
Gross yield
3.30%
Tax rate
15.00%
After-tax yield
2.80%
Real yield (−CPI)
0.00%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
3.30%
0.50%
$330 / yr
🇺🇸 US Taxable (15%) ✓
15%
2.80%
0.00%
$281 / yr
🇺🇸 US Taxable (20%)
20%
2.64%
-0.16%
$264 / yr
🇬🇧 UK ISA
0%
3.30%
0.50%
$330 / yr
🇬🇧 UK Taxable
8.75%
3.01%
0.21%
$301 / yr
🇨🇦 TFSA
0%
3.30%
0.50%
$330 / yr
🇨🇦 CA Taxable
25%
2.47%
-0.33%
$247 / yr
🇦🇺 Super (pension)
15%
2.80%
0.00%
$281 / yr
🇦🇺 AU Taxable
30%
2.31%
-0.49%
$231 / yr
🇩🇪 DE Taxable
26.375%
2.43%
-0.37%
$243 / yr
🇫🇷 FR Taxable
30%
2.31%
-0.49%
$231 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 EFGIF Income Goal & Break-Even
Dividend Break-Even
6yr
Years for dividends to fully repay your EFGIF investment of $25.13/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$584.8K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$582.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in EFGIF for:
Shares needed
34,097
Capital required
$856,687
Monthly income
$2,000
Based on current dividend of $0.83/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 EFGIF Dividend Payment Schedule
EFGIF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$1.76 / payment
$7.04 / year after tax
100 shares
$17.60 / payment
$70.39 / year after tax
1,000 shares
$175.97 / payment
$703.88 / year after tax
📊 EFGIF vs Financial Services Benchmarks
How EFGIF compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+0.40% vs sectorBetter
EFGIF
3.30%
avg
2.90%
5Y Dividend CAGR▲+88.90% vs sectorBetter
EFGIF
96.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
EFGIF
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EFGIF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ EFGIF Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-07-22(in 112 days)
🔬
Financial Health Scores
Altman Z-Score
0.40
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EFGIF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →