About eGuarantee, Inc. (EGTIF) — Dividend Analysis 2026
eGuarantee, Inc., together with its subsidiaries, engages in undertaking and transferring credit risks in Japan. It offers services for commercial companies that include guarantee services against sales credit, contractor credit, and various other credits, as well as guarantee services by debtor's trust. The company also provides services for financial institutions, including services to reassure the guarantee of sales credit, guarantee services against credit backed by accounts receivables, guarantee services against advance payment credit, guarantee services related to company acquisition, and services related to DIP financing. In addition, it offers services to undertake export credit and services for international companies. The company provides its services through a sales network of 50 local banks and 36 financial institutions. eGuarantee, Inc. was incorporated in 2000 and is headquartered in Tokyo, Japan.
Is EGTIF a good dividend investment in 2026?
EGTIF offers a 1.70% forward yield with a 50% payout ratio. Strand Safety Score: 100/100 (Very Safe). The 5-year dividend CAGR of 100% demonstrates strong, consistent growth that outpaces inflation.
EGTIF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your EGTIF portfolio grows to $1.68M vs $964.0K without reinvestment. This is the compound interest effect in action.
EGTIF dividend growth history & forecast
EGTIF has grown its dividend by 0% over the last year and 100% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 1.70%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 EGTIF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold EGTIF.
Gross yield
1.70%
Tax rate
15.00%
After-tax yield
1.44%
Real yield (−CPI)
-1.35%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
1.70%
-1.10%
$170 / yr
🇺🇸 US Taxable (15%) ✓
15%
1.44%
-1.35%
$144 / yr
🇺🇸 US Taxable (20%)
20%
1.36%
-1.44%
$136 / yr
🇬🇧 UK ISA
0%
1.70%
-1.10%
$170 / yr
🇬🇧 UK Taxable
8.75%
1.55%
-1.25%
$155 / yr
🇨🇦 TFSA
0%
1.70%
-1.10%
$170 / yr
🇨🇦 CA Taxable
25%
1.27%
-1.52%
$127 / yr
🇦🇺 Super (pension)
15%
1.44%
-1.35%
$144 / yr
🇦🇺 AU Taxable
30%
1.19%
-1.61%
$119 / yr
🇩🇪 DE Taxable
26.375%
1.25%
-1.55%
$125 / yr
🇫🇷 FR Taxable
30%
1.19%
-1.61%
$119 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 EGTIF Income Goal & Break-Even
Dividend Break-Even
7yr
Years for dividends to fully repay your EGTIF investment of $11.15/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$498.9K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$496.5K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in EGTIF for:
Shares needed
148,984
Capital required
$1,661,172
Monthly income
$2,000
Based on current dividend of $0.19/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 EGTIF Dividend Payment Schedule
EGTIF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.40 / payment
$1.61 / year after tax
100 shares
$4.03 / payment
$16.11 / year after tax
1,000 shares
$40.27 / payment
$161.09 / year after tax
📊 EGTIF vs Financial Services Benchmarks
How EGTIF compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▼-1.20% vs sectorBelow avg
EGTIF
1.70%
avg
2.90%
5Y Dividend CAGR▲+92.90% vs sectorBetter
EGTIF
100.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
EGTIF
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for EGTIF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ EGTIF Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-05-15(in 44 days)EPS estimate: $0.13
🔬
Financial Health Scores
Altman Z-Score
10.28
✅ Safe Zone — low bankruptcy risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
4/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the EGTIF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →