About First Marblehead Corp (FMD) — Dividend Analysis 2026
FMD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FMD shares.
Is FMD a good dividend investment in 2026?
FMD offers a 39.60% forward yield with a 50% payout ratio. Strand Safety Score: 15/100 (Critical Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
FMD DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your FMD portfolio grows to $14.86M vs $10.28M without reinvestment. This is the compound interest effect in action.
FMD dividend growth history & forecast
FMD has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 39.60%.
Company generates negative FCF ($-33M) — borrowing to pay dividends
Debt Leverage0.0× Debt/EBITDA
0 / 30 pts
0/30
Company not generating EBITDA — debt servicing risk is elevated
Earnings Momentum-0.0B → -0.0B → -0.1B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
High risk of dividend cut — weak fundamentals across multiple factors.
STRAND SCORE
15
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 FMD Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold FMD.
Gross yield
39.60%
Tax rate
15.00%
After-tax yield
33.66%
Real yield (−CPI)
30.86%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
39.60%
36.80%
$3,960 / yr
🇺🇸 US Taxable (15%) ✓
15%
33.66%
30.86%
$3,366 / yr
🇺🇸 US Taxable (20%)
20%
31.68%
28.88%
$3,168 / yr
🇬🇧 UK ISA
0%
39.60%
36.80%
$3,960 / yr
🇬🇧 UK Taxable
8.75%
36.13%
33.34%
$3,614 / yr
🇨🇦 TFSA
0%
39.60%
36.80%
$3,960 / yr
🇨🇦 CA Taxable
25%
29.70%
26.90%
$2,970 / yr
🇦🇺 Super (pension)
15%
33.66%
30.86%
$3,366 / yr
🇦🇺 AU Taxable
30%
27.72%
24.92%
$2,772 / yr
🇩🇪 DE Taxable
26.375%
29.16%
26.36%
$2,916 / yr
🇫🇷 FR Taxable
30%
27.72%
24.92%
$2,772 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 FMD Income Goal & Break-Even
Dividend Break-Even
3yr
Years for dividends to fully repay your FMD investment of $5.05/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$43.6K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$41.1K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in FMD for:
Shares needed
14,118
Capital required
$71,296
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 FMD Dividend Payment Schedule
FMD pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 FMD vs Financial Services Benchmarks
How FMD compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+36.70% vs sectorBetter
FMD
39.60%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
FMD
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
FMD
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FMD sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ FMD Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FMD dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →