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Federal National Mortgage Association · OTC
Price: $15.30 · Annual div: $2.00/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in FNMFM → $602.8K in 10 years · $141.84/month
Federal National Mortgage Association (Fannie Mae) plays a vital role in the U.S. housing market by providing essential financing for mortgage loans. It achieves this primarily by transforming mortgage loans, initially issued by a wide array of lenders, into tradable securities known as Fannie Mae mortgage-backed securities (MBS). The organization operates through two distinct divisions: Single-Family and Multifamily. The Single-Family division focuses on residential properties. It acquires and packages various types of single-family mortgage loans into securities, including standard fixed-rate or adjustable-rate, first-lien mortgages. It also handles loans insured by the Federal Housing Administration (FHA), guaranteed by the Department of Veterans Affairs (VA) or the U.S. Department of Agriculture's Rural Development Housing and Community Facilities Program, and mortgages for manufactured homes, alongside other related securities. Additionally, this segment provides services for single-family mortgages, encompassing loan servicing, credit risk assessment, and loss mitigation strategies. The Multifamily division is dedicated to financing larger residential developments. It converts multifamily mortgage loans into Fannie Mae MBS, directly purchases these loans, and offers credit enhancements for bonds issued by state and local housing finance authorities to support multifamily housing projects. This segment further creates structured MBS derived from existing Fannie Mae multifamily MBS, participates in the buying and selling of multifamily agency mortgage-backed securities, and invests in multifamily projects utilizing Low-Income Housing Tax Credits (LIHTC). It also delivers specialized services such as delegated underwriting and servicing, as well as comprehensive mortgage, credit risk, and loss management solutions for multifamily properties. Fannie Mae's extensive client base includes a broad spectrum of financial institutions, such as mortgage banking companies, savings and loan associations, savings banks, commercial and community banks, credit unions, insurance companies, private mortgage originators, and governmental housing finance agencies at both state and local levels. Founded in 1938, the Federal National Mortgage Association maintains its headquarters in Washington, D.C.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold FNMFM.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 13.07% | 10.27% | $1,307 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 11.11% | 8.31% | $1,111 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 10.46% | 7.66% | $1,046 / yr |
| 🇬🇧 UK ISA | 0% | 13.07% | 10.27% | $1,307 / yr |
| 🇬🇧 UK Taxable | 8.75% | 11.93% | 9.13% | $1,193 / yr |
| 🇨🇦 TFSA | 0% | 13.07% | 10.27% | $1,307 / yr |
| 🇨🇦 CA Taxable | 25% | 9.80% | 7.00% | $980 / yr |
| 🇦🇺 Super (pension) | 15% | 11.11% | 8.31% | $1,111 / yr |
| 🇦🇺 AU Taxable | 30% | 9.15% | 6.35% | $915 / yr |
| 🇩🇪 DE Taxable | 26.375% | 9.62% | 6.82% | $962 / yr |
| 🇫🇷 FR Taxable | 30% | 9.15% | 6.35% | $915 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
FNMFM pays quarterly — 4 times per year. Next ex-div: TBD.
How FNMFM compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for FNMFM sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2025-05-06 | 8,000 | $6.41 | $51.3K | ||
| Sale | 2025-05-08 | 8,000 | $6.40 | $51.2K | ||
| L-Small | 2025-01-17 | 23.793 | $6.32 | $150.00 |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the FNMFM dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
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