About ICC Holdings, Inc. (ICCH) — Dividend Analysis 2026
ICC Holdings, Inc., together with its subsidiaries, provides property and casualty insurance products to the food and beverage industry in the United States. The company offers commercial multi-peril, liquor liability, workers' compensation, and umbrella liability insurance products. It markets its products through a network of 186 independent agents in Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Minnesota, Michigan, Missouri, Ohio, Oregon, Pennsylvania, Tennessee, Utah, and Wisconsin. ICC Holdings, Inc. was founded in 1950 and is headquartered in Rock Island, Illinois.
Is ICCH a good dividend investment in 2026?
ICCH offers a 8.51% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
ICCH DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your ICCH portfolio grows to $2.49M vs $2.22M without reinvestment. This is the compound interest effect in action.
ICCH dividend growth history & forecast
ICCH has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 8.51%.
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.0B → -0.0B → +0.0B
15 / 30 pts
15/30
Net income grew in the latest year — positive but trend is unconfirmed
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 ICCH Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold ICCH.
Gross yield
8.51%
Tax rate
15.00%
After-tax yield
7.23%
Real yield (−CPI)
4.43%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
8.51%
5.71%
$851 / yr
🇺🇸 US Taxable (15%) ✓
15%
7.23%
4.43%
$723 / yr
🇺🇸 US Taxable (20%)
20%
6.81%
4.01%
$681 / yr
🇬🇧 UK ISA
0%
8.51%
5.71%
$851 / yr
🇬🇧 UK Taxable
8.75%
7.77%
4.97%
$777 / yr
🇨🇦 TFSA
0%
8.51%
5.71%
$851 / yr
🇨🇦 CA Taxable
25%
6.38%
3.58%
$638 / yr
🇦🇺 Super (pension)
15%
7.23%
4.43%
$723 / yr
🇦🇺 AU Taxable
30%
5.96%
3.16%
$596 / yr
🇩🇪 DE Taxable
26.375%
6.27%
3.47%
$627 / yr
🇫🇷 FR Taxable
30%
5.96%
3.16%
$596 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 ICCH Income Goal & Break-Even
Dividend Break-Even
14yr
Years for dividends to fully repay your ICCH investment of $23.49/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$7.8K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$5.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in ICCH for:
Shares needed
14,118
Capital required
$331,632
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 ICCH Dividend Payment Schedule
ICCH pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 ICCH vs Financial Services Benchmarks
How ICCH compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+5.61% vs sectorBetter
ICCH
8.51%
avg
2.90%
5Y Dividend CAGR▼-7.10% vs sectorBelow avg
ICCH
0.00%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
ICCH
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for ICCH sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ ICCH Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the ICCH dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →