About Laurentian Bank of Canada (LAUCF) — Dividend Analysis 2026
Laurentian Bank of Canada engages in the provision of financial services. It operates through the following segments: Personal Banking, Commercial Banking, and Capital Markets. The Personal Operating segment caters to the financial needs of retail clients. The Commercial Banking segment financial focuses on the needs of business clients across Canada and in the United States and provides commercial banking, real estate financing, and equipment and inventory financing. The Capital Markets segment provides a range of services, including research, market analysis and advisory services, corporate underwriting for debt and equity, and administrative services. The company was founded by Monsignor Ignace Bourget on May 26, 1846 and is headquartered in Montreal, Canada.
Is LAUCF a good dividend investment in 2026?
LAUCF offers a 6.23% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 12.6% demonstrates strong, consistent growth that outpaces inflation.
LAUCF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your LAUCF portfolio grows to $11.08M vs $10.25M without reinvestment. This is the compound interest effect in action.
LAUCF dividend growth history & forecast
LAUCF has grown its dividend by 0% over the last year and 12.6% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 6.23%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 LAUCF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold LAUCF.
Gross yield
6.23%
Tax rate
15.00%
After-tax yield
5.30%
Real yield (−CPI)
2.50%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
6.23%
3.43%
$623 / yr
🇺🇸 US Taxable (15%) ✓
15%
5.30%
2.50%
$530 / yr
🇺🇸 US Taxable (20%)
20%
4.98%
2.18%
$498 / yr
🇬🇧 UK ISA
0%
6.23%
3.43%
$623 / yr
🇬🇧 UK Taxable
8.75%
5.68%
2.88%
$568 / yr
🇨🇦 TFSA
0%
6.23%
3.43%
$623 / yr
🇨🇦 CA Taxable
25%
4.67%
1.87%
$467 / yr
🇦🇺 Super (pension)
15%
5.30%
2.50%
$530 / yr
🇦🇺 AU Taxable
30%
4.36%
1.56%
$436 / yr
🇩🇪 DE Taxable
26.375%
4.59%
1.79%
$459 / yr
🇫🇷 FR Taxable
30%
4.36%
1.56%
$436 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 LAUCF Income Goal & Break-Even
Dividend Break-Even
11yr
Years for dividends to fully repay your LAUCF investment of $18.08/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$11.4K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$8.9K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in LAUCF for:
Shares needed
25,070
Capital required
$453,266
Monthly income
$2,000
Based on current dividend of $1.13/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 LAUCF Dividend Payment Schedule
LAUCF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$2.39 / payment
$9.57 / year after tax
100 shares
$23.93 / payment
$95.73 / year after tax
1,000 shares
$239.33 / payment
$957.33 / year after tax
📊 LAUCF vs Financial Services Benchmarks
How LAUCF compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+3.33% vs sectorBetter
LAUCF
6.23%
avg
2.90%
5Y Dividend CAGR▲+5.50% vs sectorBetter
LAUCF
12.60%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
LAUCF
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LAUCF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ LAUCF Insider Activity
No recent SEC filings reported in the last 90 days.
📅
Next Earnings Report: 2026-05-29(in 58 days)EPS estimate: $0.48
🔬
Financial Health Scores
Altman Z-Score
-0.59
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
5/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LAUCF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →