About Línea Directa Aseguradora, S.A. (LNDAF) — Dividend Analysis 2026
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. It offers motor, home, health, and other insurance products, as well as other non-life insurance products under the Línea Directa, Penelope Seguros, Aprecio, and Vivaz Seguros brands. The company also provides vehicle inspection and repair, and roadside assistance, as well as sundry services related to motorcycles; insurance brokerage services; and claims management, claims-related repair work, and other specialized household services. It distributes its products through telephone and internet sales channels. The company was formerly known as Bankinter Aseguradora Directa, S.A. Compañía de Seguros y Reaseguros and changed its name to Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros in January 1995. Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros was incorporated in 1994 and is based in Tres Cantos, Spain.
Is LNDAF a good dividend investment in 2026?
LNDAF offers a 4.23% forward yield with a 50% payout ratio. Strand Safety Score: 85/100 (Very Safe). The 5-year dividend CAGR of 35.2% demonstrates strong, consistent growth that outpaces inflation.
LNDAF DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your LNDAF portfolio grows to $130.2K vs $41.5K without reinvestment. This is the compound interest effect in action.
LNDAF dividend growth history & forecast
LNDAF has grown its dividend by 0% over the last year and 35.2% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 4.23%.
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 LNDAF Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold LNDAF.
Gross yield
4.23%
Tax rate
15.00%
After-tax yield
3.60%
Real yield (−CPI)
0.80%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
4.23%
1.43%
$423 / yr
🇺🇸 US Taxable (15%) ✓
15%
3.60%
0.80%
$360 / yr
🇺🇸 US Taxable (20%)
20%
3.38%
0.58%
$338 / yr
🇬🇧 UK ISA
0%
4.23%
1.43%
$423 / yr
🇬🇧 UK Taxable
8.75%
3.86%
1.06%
$386 / yr
🇨🇦 TFSA
0%
4.23%
1.43%
$423 / yr
🇨🇦 CA Taxable
25%
3.17%
0.37%
$317 / yr
🇦🇺 Super (pension)
15%
3.60%
0.80%
$360 / yr
🇦🇺 AU Taxable
30%
2.96%
0.16%
$296 / yr
🇩🇪 DE Taxable
26.375%
3.11%
0.31%
$311 / yr
🇫🇷 FR Taxable
30%
2.96%
0.16%
$296 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 LNDAF Income Goal & Break-Even
Dividend Break-Even
8yr
Years for dividends to fully repay your LNDAF investment of $1.42/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$83.7K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$81.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in LNDAF for:
Shares needed
470,589
Capital required
$668,236
Monthly income
$2,000
Based on current dividend of $0.06/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 LNDAF Dividend Payment Schedule
LNDAF pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$0.13 / payment
$0.51 / year after tax
100 shares
$1.27 / payment
$5.10 / year after tax
1,000 shares
$12.75 / payment
$51.00 / year after tax
📊 LNDAF vs Financial Services Benchmarks
How LNDAF compares to typical Financial Services averages.
Benchmark: Financial Services
Dividend Yield▲+1.33% vs sectorBetter
LNDAF
4.23%
avg
2.90%
5Y Dividend CAGR▲+28.10% vs sectorBetter
LNDAF
35.20%
avg
7.10%
Payout Ratio▼+12.00% vs sectorBelow avg
LNDAF
50.00%
avg
38.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LNDAF sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ LNDAF Insider Activity
No recent SEC filings reported in the last 90 days.
🔬
Financial Health Scores
Altman Z-Score
1.63
🔴 Distress Zone — elevated dividend cut risk
Safe: >3.0 · Grey: 1.81–3.0 · Distress: <1.81
Piotroski F-Score
4/9
⚠️ Moderate fundamentals
Strong: 7–9 · Moderate: 4–6 · Weak: 0–3
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LNDAF dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →