Home Calculator MCD Dividend Calculator 2026

MCD Dividend DRIP Calculator 2026

2.27% YieldConsumer Discretionary🛡 Very Safe (90/100)

McDonald's Corporation · NYSE

Price: $294.50 · Annual div: $6.68/share · Frequency: quarterly · Payout ratio: 72% · Ex-div: Feb 28, 2026

Annual dividend
$6.68
per share
Forward yield
2.27%
at current price
1Y div growth
+10%
CAGR
5Y div growth
+8.5%
CAGR
Payout ratio
72%
Monitor closely

Calculator settings

$0/mo
$0$500$1k$2k
10 years
1y10y20y30y
4.8%
8.5%
DRIP Reinvestment
Auto-reinvest all dividends
Monthly passive income
$54.36
after 10 years · DRIP ✓
Yield on cost: 6.52%
Annual dividend income
$652.30
after 10 years
Total dividends: $4.2K
Portfolio (DRIP)
$21.0K
Portfolio (no DRIP)
$19.6K
DRIP bonus
+$1.3K
Total return
+109.8%

Year-by-year projection

DRIP ON ✓ · Roth IRA / ISA
YearSharesAnnual incomeMonthly incomePortfolio valueYield on costCumul. dividends
134.75$246.11$20.51$10,7262.46%$246
235.60$273.29$22.77$11,5142.73%$519
336.49$303.73$25.31$12,3713.04%$823
437.45$337.85$28.15$13,3023.38%$1,161
538.46$376.12$31.34$14,3173.76%$1,537
639.53$419.10$34.93$15,4234.19%$1,956
740.67$467.42$38.95$16,6314.67%$2,424
841.89$521.82$43.49$17,9515.22%$2,945
943.19$583.12$48.59$19,3965.83%$3,529
1044.57$652.30$54.36$20,9796.52%$4,181

Portfolio growth: DRIP vs No DRIP

Annual dividend income growth

💡 What-if scenarios

Click to apply scenario to the calculator

Daily coffee money
+$150/mo for 15 years
$82.7K
$253.50/month income
DCA bonus vs no DCA: +$51.1K
📱
Skip one gadget/mo
+$100/mo for 20 years
$109.8K
$397.21/month income
DCA bonus vs no DCA: +$60.6K
🚀
Serious wealth mode
+$500/mo for 25 years
$608.0K
$2,595.78/month income
DCA bonus vs no DCA: +$528.5K

🎯 When MCD pays your bills

Year your monthly dividend income covers each expense (based on current settings)

📺
Netflix
$18/month
✓ Year 1
🎵
Spotify
$11/month
✓ Year 1
📱
Phone bill
$60/month
Increase investment or time
🛒
Gas & groceries
$300/month
Increase investment or time
🚗
Car payment
$500/month
Increase investment or time
🏠
Rent (avg US)
$1,500/month
Increase investment or time
🏝️
Financial freedom
$5,000/month
Increase investment or time

Share your MCD snowball 📈

$10,000 in MCD$21.0K in 10 years · $54.36/month

𝕏 Post on X

About McDonald's Corporation (MCD) — Dividend Analysis 2026

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Is MCD a good dividend investment in 2026?
MCD offers a 2.27% forward yield with a 72% payout ratio. With a safety score of 90/100, the dividend appears very safe. The 5-year dividend CAGR of 8.5% demonstrates strong, consistent growth that outpaces inflation.
MCD DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your MCD portfolio grows to $21.0K vs $19.6K without reinvestment — a DRIP bonus of $1.3K. This is the compound interest effect in action.
MCD dividend growth history & forecast
MCD has grown its dividend by 10% over the last year and 8.5% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 2.27% — illustrating why dividend growth stocks are powerful long-term wealth builders.

Compare MCD with similar stocks

KO
3.11% yield
Consumer Staples
YUM
4.00% yield
Consumer Discretionary
QSR
4.00% yield
Stock
SBUX
4.00% yield
Consumer Discretionary
DRI
4.00% yield
Consumer Discretionary
⚖️ Compare MCD vs KO
📬

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🌍 MCD Yield by Country & Account Type

Real after-tax yield depends on where you live and how you hold MCD.

Gross yield
2.27%
Tax rate
15.00%
After-tax yield
1.93%
Real yield (−CPI)
-0.87%
Account/CountryTax RateAfter-tax YieldReal Yield$10K Annual Income
🇺🇸 Roth IRA / 401k 0%2.27%-0.53%$227 / yr
🇺🇸 US Taxable (15%) 15%1.93%-0.87%$193 / yr
🇺🇸 US Taxable (20%) 20%1.82%-0.98%$182 / yr
🇬🇧 UK ISA 0%2.27%-0.53%$227 / yr
🇬🇧 UK Taxable 8.75%2.07%-0.73%$207 / yr
🇨🇦 TFSA 0%2.27%-0.53%$227 / yr
🇨🇦 CA Taxable 25%1.70%-1.10%$170 / yr
🇦🇺 Super (pension) 15%1.93%-0.87%$193 / yr
🇦🇺 AU Taxable 30%1.59%-1.21%$159 / yr
🇩🇪 DE Taxable 26.375%1.67%-1.13%$167 / yr
🇫🇷 FR Taxable 30%1.59%-1.21%$159 / yr

Real yield = after-tax yield minus US CPI of 2.8%. Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.

🎯 MCD Income Goal & Break-Even

Dividend Break-Even
21yr
Years for dividends to repay your full MCD investment price of $294.50/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$3.5K
Lost to inflation (~2.8% CPI)
$2.5K
Real purchasing power gain
$1.0K
How much do I need to invest in MCD for:
Shares needed
4,227
Capital required
$1,244,852
Monthly income
$2,000

Based on current dividend of $6.68/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).

📅 MCD Dividend Payment Schedule

MCD pays quarterly — 4 times per year. Next ex-div: Feb 28, 2026.

Jan
Feb
💰
Mar
Apr
May
💰
Jun
Jul
Aug
💰
Sep
Oct
Nov
💰
Dec
10 shares
$14.19 / payment
$56.78 / year after tax
100 shares
$141.95 / payment
$567.80 / year after tax
1,000 shares
$1419.50 / payment
$5678.00 / year after tax

📊 MCD vs Consumer Discretionary Sector Benchmarks

How MCD compares to typical Consumer Discretionary sector averages.

Dividend YieldMCD: +2.27% vs sector avg 3.00% ↓ Below avg
MCD━━ Consumer Discretionary avg: 3.00%
5Y Dividend CAGRMCD: +8.50% vs sector avg 5.50% ✓ Better
MCD━━ Consumer Discretionary avg: 5.50%
Payout RatioMCD: 72.00% vs sector avg 58.00% ↓ Below avg
MCD━━ Consumer Discretionary avg: 58.00%

⚠️ Disclaimer: All projections are for educational purposes only. Dividend payments, stock prices, and growth rates are estimates based on historical data. Past performance does not guarantee future results. This is not financial advice — consult a qualified financial professional before investing. Data sourced from public financial records and updated regularly.